Sold
413 E Congress Street, Sturgis, MI 49091
Sold on 04/21/2026 for$165,000
MLS # 25058393 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,680 sqftBuilt 19500.15 acres
1 / 29
Listing Description
This cozy vinyl sided home comes with 3 bedrooms and a 4th room that could easily become a bedroom. At the time, it is being used as a laundry room & office. This two-story home has 2 bedrooms and 1 full bath upstairs with the primary bedroom & a full bath on main floor. The home comes with an electric fireplace, full basement, 1-car detached garage, storage shed, 1 year old leaf guard & gutters, replacement windows, composition shingles-new in 2015, main level laundry w/a fairly new stackable W&D, natural gas-forced air furnace-new in 2019, central air-new in 2023, electric-40 gal WH, 100 AMP breaker box, range, microwave, new refrigerator, linoleum, carpet, and original hardwood. Relax in the light & airy living room w/its abundance of windows and enjoy the home's nice layout, as the kitchen flows into the formal DR, which flows seamlessly into the LR. This home is located two houses from Congress School, and the seller says 'it heats well.' Call for your private showing today.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,680 sq ft home built in 1950 sits in Sturgis in Sturgis.
Final sale price: $165,000 (about $98/sq ft).
Property tax estimate: $1,359 per year ($113/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,680 sqft
Lot Size0.15 acres
Year Built1950
Stories2
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed11/18/2025
Sold Date4/20/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,359
Tax Year2025
Assessed Value$30,036
Parcel #05258000500
Source: SparkMLS
Legal Description
LOT 5. SHADOW LAWN ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David C Clark
RE/MAX Elite Group
Frequently Asked Questions about 413 E Congress Street, Sturgis, MI 49091
Which school district serves 413 E Congress Street, Sturgis, MI 49091?
Per MLS# 25058393, 413 E Congress Street, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
What financing options are available for 413 E Congress Street, Sturgis, MI 49091?
Per MLS# 25058393, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 413 E Congress Street, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $1,359 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 413 E Congress Street, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 413 E Congress Street, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 413 E Congress Street, Sturgis, MI 49091. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 413 E Congress Street, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteDSL
10 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsLakeland InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
413 E Congress Street, Sturgis, MI 49091
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Municipality
Sturgis
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