Sold
5245 Monroe Road, Pentwater, MI 49449
Sold on 09/04/2025 for$1,100,000
MLS # 25028201 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,940 sqftBuilt 19760.15 acres
1 / 67
Listing Description
Lakefront Luxury Meets Modern Comfort on Pentwater Lake! This stunning, completely remodeled 4 bed, 2 bath home offers the perfect blend of style, space, & serenity. Unwind with breathtaking sunsets over Pentwater Lake. Enjoy morning coffee in your cozy 3 season room. Spacious family room with a wet bar is ideal for entertaining, while the expansive Trex deck is perfect for soaking in the views. Lower level master suite provides a private retreat with its own living area, laundry & a brand new bathroom. A former garage has been transformed into a fun-filled game room & the home is being sold fully turnkey! Ready to enjoy or continue as a proven rental income property. Whether you are looking for a year-round residence, vacation getaway or income-producing investment, this lakeside gem
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,940 sq ft home in Pentwater built in 1976.
This home sold for $1,100,000 (about $374/sq ft).
Estimated annual property tax: $8,840, or about $737 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,940 sqft
Lot Size0.15 acres
Year Built1976
Stories1
Location
CityPentwater
MunicipalityPentwater Twp
Zip Code49449
CountyOceana
School DistrictPentwater Public School District
Construction & Systems
StyleTraditional
ConstructionHardiPlank Type
BasementWalk-Out Access
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar
Sale & Financing
Listed6/11/2025
Sold Date9/3/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,840
Tax Year2024
Assessed Value$208,676
Parcel #001-550-052-00
Source: SparkMLS
Legal Description
5245 W MONROE RD *PHP-52 WD824424 PENTWATER HEIGHTS LOT 52 & NW'LY 20 FT OF LOT 53
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Davis
RE/MAX Lakeshore
Frequently Asked Questions about 5245 Monroe Road, Pentwater, MI 49449
What school district is 5245 Monroe Road, Pentwater, MI 49449 in?
Per MLS# 25028201, this property is served by Pentwater Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5245 Monroe Road, Pentwater, MI 49449?
Per MLS# 25028201, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25028201, the most recent reported annual property tax for 5245 Monroe Road, Pentwater, MI 49449 is $8,840 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5245 Monroe Road, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5245 Monroe Road, Pentwater, MI 49449 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 5245 Monroe Road, Pentwater, MI 49449?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5245 Monroe Road, Pentwater, MI 49449. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Twp police department or the Oceana County sheriff's office.
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Monthly payment$7,783
Principal & interest$7,783
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5245 Monroe Road, Pentwater, MI 49449
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