Sold
6645 S Lorne Drive, Pentwater, MI 49449
Sold on 11/04/2025 for$315,000
MLS # 25047896 (Michigan Regional Information Center (MichRIC))
2 beds1 bath750 sqftBuilt 19580.34 acres
1 / 41
Listing Description
Dreaming of Lake Life?? Dream no more with this affordable and adorable St Mary's Lakefront cottage! Great location--just over 11 miles to Pentwater and 17 to Ludington! Charming retro kitchen adjoining the open living room with a cozy gas stove. There is a large entry room that doubles as dining, laundry, and maybe extra sleeping quarters. The bathroom is bright and clean, and the 2 bedrooms complete the inside. There is attic storage, newer mini split system and new well in 21 and septic in 2018. Through the sliders you will find the great covered patio for enjoying morning coffee and amazing sunset view! A few steps down past the terraced rock walls, you can enjoy the wide sandy beach! The 113 acre sandy bottom lake is great for swimming, kayaking, boating and fishing. This home has been updated and used year round. Plenty of level parking and a storage shed for the tools and toys!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 750 sq ft home in Pentwater built in 1958.
This home sold for $315,000 (about $420/sq ft).
Property tax estimate: $1,431 per year ($119/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 280 Mbps from 5 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area750 sqft
Lot Size0.34 acres
Year Built1958
Stories1
Location
CityPentwater
MunicipalityRiverton Twp
Zip Code49449
CountyMason
School DistrictMason County Central Schools
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementSlab
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed9/17/2025
Sold Date11/3/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,463
Tax Year2025
State Equalized Value$58,500
Taxable Value$58,500
Assessed Value$58,500
Parcel #011-500-020-00
Source: Public Records
Legal Description
295.248 X85R-545F HARPER'S SUBDIVISION LOT 20.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Monica S Owens
Coldwell Banker Anchor-Pentwater
Frequently Asked Questions about 6645 S Lorne Drive, Pentwater, MI 49449
What school district is 6645 S Lorne Drive, Pentwater, MI 49449 in?
Per MLS# 25047896, this property is served by Mason County Central Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25047896, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25047896, the most recent reported annual property tax for 6645 S Lorne Drive, Pentwater, MI 49449 is $1,463 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6645 S Lorne Drive, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6645 S Lorne Drive, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6645 S Lorne Drive, Pentwater, MI 49449?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6645 S Lorne Drive, Pentwater, MI 49449. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Riverton Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$1,431
Monthly$119
Millage rate24.4553 mills
Municipality: Riverton TOWNSHIP
School district: MASON COUNTY CENTRAL SD
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,383
Principal & interest$2,264
Property taxes$119
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteFixed WirelessLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsSyncWaveFixed Wireless
32 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6645 S Lorne Drive, Pentwater, MI 49449
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