Sold
7470 State Road, Saginaw, MI 48609
Sold on 02/23/2026 for$259,900
MLS # 50194292 (MiRealSource)
3 beds2 bathsBuilt 19401.02 acres
1 / 76
Listing Description
* Stunningly updated and sorted Thomas Township home! * Three bedroom, 2.5 bath * First floor primary suite with access to the deck * Custom tiled shower in Primary Bath * Absolutely Gorgeous eat in custom kitchen * Formal Dining area currently used as TV room, it could be utilized in a variety of ways to fit your needs * Two full bedrooms and full bath on second floor * Unique children's study/playroom * Full Usable basement * Fantastic FOUR car garage with newer HOT TUB all on a circle drive * EV charging plug * Custom deck with access from 2 sliders overlooking a fenced in landscaped yard with newer above ground pool * Too many updates to list but here's a sample: Full gut and remodel down to the studs over the years. Extremely organized electrical and plumbing manifold. Garage has new siding, gutters, entry doors, new house gutters with leaf filter system, Smart Door Locks, Thermostat, Garage Door Openers. Roof 2017, Furnace w/CA 2019, Shed and much more! * All appliances included * The house does NOT require Flood Insurance * Move right in and host some amazing Holiday Partys! * Call for your private tour today.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Thomas Township in Saginaw built in 1940.
Closed at $259,900.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size1.02 acres
Year Built1940
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
Garage4 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed11/12/2025
Sold Date2/22/2026
Original Price$270,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dean Boivin
RE/MAX New Image
Frequently Asked Questions about 7470 State Road, Saginaw, MI 48609
What school district is 7470 State Road, Saginaw, MI 48609 in?
Per MLS# 50194292, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50194292, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 7470 State Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7470 State Road, Saginaw, MI 48609 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7470 State Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7470 State Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7470 State Road, Saginaw, MI 48609
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Municipality
Thomas Township
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