Sold
8056 Middle Channel Drive, MI 48028
Sold on 10/31/2025 for$740,000
MLS # 50191698 (MiRealSource)
4 beds2 baths1,547 sqftBuilt 19791.21 acres
1 / 55
Listing Description
Welcome to your own Island Paradise. Well OVER an ACRE to enjoy all Harsens Island & the Middle Channel has to offer. This charming, totally redone cottage is not one you can easily find on the island...unpack your bags and move right in with nothing to do but REALX. The property is meticulously groomed with lush green grass and the hydrangeas abound. Steel Seawall. Private road. Very quiet and serene. Long Dock leading out to Middle Channel with viewing platform at the end to sit, fish, float & swim. Seller can dock a 70’ Hatteras on the dock. Nice clean, deep water. Open Concept with neutral colors that welcome you inside. Custom updated kitchen with granite and custom cabinets. Freshly painted. Appliances included. Plenty of room for the whole family or your guests. This is a rare find.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 4-bedroom, 2-bath, 1,547 sq ft, with original construction dating to 1979.
This home sold for $740,000 (about $478/sq ft).
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,547 sqft
Lot Size1.21 acres
Year Built1979
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1.5 spaces
HeatingOther
SewerSeptic Tank
Sale & Financing
Listed10/15/2025
Sold Date10/30/2025
Original Price$700,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura Janski
RE/MAX Advisors
Frequently Asked Questions about 8056 Middle Channel Drive, MI 48028
What school district is 8056 Middle Channel Drive, MI 48028 in?
Per MLS# 50191698, this property is served by Algonac Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50191698, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 8056 Middle Channel Drive, MI 48028 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8056 Middle Channel Drive, MI 48028 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8056 Middle Channel Drive, MI 48028?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8056 Middle Channel Drive, MI 48028. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,800
Principal & interest$4,800
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8056 Middle Channel Drive, MI 48028
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Municipality
Clay Township
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