Sold
8965 Peck Lake Road, Saranac, MI 48881
Sold on 01/09/2026 for$345,000
MLS # 25048939 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,511 sqftBuilt 19981.2 acres
1 / 29
Listing Description
Here is your move-in Country Home that sits back off the road on over an acre waiting for you to enjoy at an affordable price! The main floor has a warm ambiance and perfect for entertaining. The kitchen has plenty of counter and cabinet space, living room has sliders out to a deck overlooking the beautiful grounds where you can see deer and other wildlife. Upstairs is a primary bedroom suite that has sliders to a deck that you can sit on and enjoy the view as well, 2 more bedrooms, convenient laundry and another full bath. They Daylight basement can offer additional living space if desired. If that isn't enough, there is a heated 24' x 24' outbuilding that was used for a workshop. Road has a mixture of gravel and concrete so very durable. Just minutes from I-96 X-way so very convenient location.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,511 sq ft home in Saranac built in 1998.
Final sale price: $345,000 (about $228/sq ft).
Property tax estimate: $2,345 per year ($195/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,511 sqft
Lot Size1.2 acres
Year Built1998
Stories2
Location
CitySaranac
MunicipalityBoston Twp
Zip Code48881
CountyIonia
School DistrictSaranac Community Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected
InteriorGarage Door Opener
Sale & Financing
Listed9/22/2025
Sold Date1/8/2026
Original Price$399,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$2,345
Tax Year2025
Assessed Value$80,032
Parcel #34-020-022-000-045-22
Source: SparkMLS
Legal Description
PT NW 1/4 SEC 22 COM NW COR TH E 166.5FT, TH S 314FT, TH W 166.5FT, TH N 314FT TO POB SEC 22 T6N R8W BOSTON TWP, IONIA COUNTY, MICHIGAN SPLIT ON 05/13/1999 FROM 020-022-000-045-20;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jayne M Overbeck
Five Star Real Estate (Ada)
Frequently Asked Questions about 8965 Peck Lake Road, Saranac, MI 48881
Which school district serves 8965 Peck Lake Road, Saranac, MI 48881?
Per MLS# 25048939, 8965 Peck Lake Road, Saranac, MI 48881 is in the Saranac Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25048939, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8965 Peck Lake Road, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $2,345 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8965 Peck Lake Road, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8965 Peck Lake Road, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8965 Peck Lake Road, Saranac, MI 48881. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8965 Peck Lake Road, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Boston Twp police department or the Ionia County sheriff's office.
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Monthly payment$2,262
Principal & interest$2,262
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
8 providers at this address
1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8965 Peck Lake Road, Saranac, MI 48881
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