Pending
0 Pratt RD., Lapeer, MI 48446
$209,900
MLS # 20261048170 (Realcomp)
0.34 acres
1 / 6
Listing Description
Dreaming of living on a lake? Well here is your ideal spot. You will love the gorgeous sunset views over Lake Nepessing from this buildable lot. Build your dream home on beautiful Lake Nepessing up on a hill with a gentle roll to the waters edge. Enjoy fishing, kayaking, skiing or just relaxing on this 414-acre all sports lake. Lake Nepessing may be well known for boating and recreation but it is also a hidden gem for fishing. Lake is loaded with many quality fish. Many bass tournament results over the years have shown over 4 pound average catches. The lot is nestled in the back of a cul-de-sac on a dead-end private road. Site offers great walkout potential with the gradual slope down to the 77 feet of lake frontage. Along waters edge is a rock wall to protect from erosion but is the lake bed here is a sandy mix--perfect for swimming nearby. Public Sewer is available at the street so you save on the cost of a septic plus never worry about that failing. Don't miss out on this rare opportunity to own Lake front property at an affordable price. Dock is already in place to enjoy the lake even before you finish building.
Source: SparkMLS
About this home
Asking $209,900.
Estimated annual property tax: $2,433, or about $203 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.34 acres
Location
CityLapeer
MunicipalityElba Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,433
Parcel #00861000500
Source: SparkMLS
Legal Description
SEC 14 T7N R9E ELBA TWP LAPEER CNTY MI NEPESSING LAKESIDE CONDOMINIUM UNIT 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy Forti
Realty Volution.com
Frequently Asked Questions about 0 Pratt RD., Lapeer, MI 48446
What school district is 0 Pratt RD., Lapeer, MI 48446 in?
Per MLS# 20261048170, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261048170, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048170, the most recent reported annual property tax for 0 Pratt RD., Lapeer, MI 48446 is $2,433. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 0 Pratt RD., Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 0 Pratt RD., Lapeer, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
0 Pratt RD., Lapeer, MI 48446
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Municipality
Hadley Township
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