Sold
1000 Eley Street, Otsego, MI 49078
Sold on 05/15/2026 for$350,000
MLS # 26019171 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,656 sqftBuilt 20160.38 acres
1 / 52
Listing Description
You can move right in to this adorable 2016-built ranch in desirable Eley Acres! Home offers 3 bedrooms, 2 Full baths, and a spacious living area. The eat-in kitchen, featuring custom hickory cabinets, is the center of the home. Master suite has a huge private bathroom and more than spacious walk-in closet. An oversized 2-car garage adds convenient storage, while the large corner lot provides plenty of outdoor space to enjoy. Basement has 1 bedroom and is ready for you to finish off, for even more living space & bedrooms. Move-in ready and waiting for you! Call today for a private tour.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 2-bath, 1,656 sq ft, with original construction dating to 2016.
Closed at $350,000 (about $211/sq ft).
Estimated annual property tax: $6,830, or about $569 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,656 sqft
Lot Size0.38 acres
Year Built2016
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/30/2026
Sold Date5/14/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,830
Tax Year2025
Assessed Value$176,500
Parcel #54-278-171-00
Source: SparkMLS
Legal Description
LOT 171 ELEY ACRES VI SEC 26 T1N R12W (03).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg A Smith
Five Star Real Estate (M6)
Frequently Asked Questions about 1000 Eley Street, Otsego, MI 49078
Which school district serves 1000 Eley Street, Otsego, MI 49078?
Per MLS# 26019171, 1000 Eley Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26019171, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1000 Eley Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $6,830 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1000 Eley Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1000 Eley Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1000 Eley Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1000 Eley Street, Otsego, MI 49078
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Municipality
Otsego Township
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