Sold
1002 St Joseph Street, South Haven, MI 49090
Sold on 05/15/2026 for$320,000
MLS # 26002880 (Michigan Regional Information Center (MichRIC))
3 beds2 baths884 sqftBuilt 19290.17 acres
1 / 45
Listing Description
🏡 1002 St. Joseph St | South Haven, MI Located just minutes from Lake Michigan, downtown South Haven, beaches, shops, restaurants, and local attractions, this property offers a great opportunity for a primary residence, vacation home, or investment property. This charming single-family home sits on a large lot and includes an additional bonus lot, offering extra space and future potential. A detached pole barn / large garage provides excellent storage, workshop space, or room for recreational equipment. Inside, the home offers a solid layout with great bones and room to add personal touches or build equity over time. Enjoy quick access to Lake Michigan beaches, downtown shops, marinas, parks, and year-round community events in one of Southwest Michigan's most desirable lakeshore communities. ✨ Highlights • Prime South Haven location • Minutes from Lake Michigan & downtown • Large lot + bonus lot • Pole barn / detached garage • Ideal for primary home, vacation property, investment
Source: SparkMLS
About this home
3-bedroom, 2-bath, 884 sq ft home in South Haven in South Haven built in 1929.
This home sold for $320,000 (about $362/sq ft).
Estimated annual property tax: $3,280, or about $273 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area884 sqft
Lot Size0.17 acres
Year Built1929
Stories1
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/30/2026
Sold Date5/14/2026
Original Price$370,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,774
Tax Year2025
State Equalized Value$102,200
Taxable Value$82,356
Assessed Value$84,909
Homestead (PRE)100%
Parcel #80-53-072-002-00
Source: Public Records
Legal Description
A500 10-1-17 821-419 849-35 1279-549 1286-496 1320-355 1333-232 1559-183 1684-268 1713-6 *** LOT 2 BLK 2 AYLWORTH'S LAKE VIEW SUB.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Dial
Keller Williams GR North
Frequently Asked Questions about 1002 St Joseph Street, South Haven, MI 49090
Which school district serves 1002 St Joseph Street, South Haven, MI 49090?
Per MLS# 26002880, 1002 St Joseph Street, South Haven, MI 49090 is in the South Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Haven directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26002880, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1002 St Joseph Street, South Haven, MI 49090?
Per public tax records, annual property taxes for this property are $3,774 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1002 St Joseph Street, South Haven, MI 49090 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1002 St Joseph Street, South Haven, MI 49090 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1002 St Joseph Street, South Haven, MI 49090. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1002 St Joseph Street, South Haven, MI 49090?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$3,280
Monthly$273
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,511
Principal & interest$2,238
Property taxes$273
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1002 St Joseph Street, South Haven, MI 49090
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Municipality
South Haven
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