Sold
1003 Smith Street, Algonac, MI 48001
Sold on 12/18/2025 for$156,000
MLS # 25056769 (Michigan Regional Information Center (MichRIC))
2 beds1 bath988 sqftBuilt 19870.51 acres
1 / 24
Listing Description
We have received multiple offers. Please submit highest and best by Sunday, November 9th at 12:00 PM. Seller to review thereafter. Please include POF or pre-approval with all offers. Buyer/agent to verify all information. Welcome to 1003 Smith St in beautiful Algonac! This 2-bedroom, 1-bath home is full of potential and ready for your personal touch. Set on a spacious .51-acre lot, it offers 988 sq ft of living space, a 1-car garage, and a 5-year-old roof for added peace of mind. Built in 1987, this home has great bones and is the perfect canvas to bring your vision to life. Enjoy the prime location�walking distance to the annual carnival and Pickerel Tournament, just minutes from the public boat launch, and not located in a flood zone. With a little updating, this property can truly shine�whether you're looking to create your dream home or a smart investment. Don't miss your chance to make it yours!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 988 sq ft home built in 1987 sits in Algonac in Algonac.
Final sale price: $156,000 (about $158/sq ft).
Property tax estimate: $887 per year ($74/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area988 sqft
Lot Size0.51 acres
Year Built1987
Stories1
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorEat-in Kitchen, Pantry
Sale & Financing
Listed11/4/2025
Sold Date12/17/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$887
Tax Year2025
Assessed Value$30,339
Parcel #01-107-0054-000
Source: SparkMLS
Legal Description
SELY 75' OF NWLY 150' OF OUTLOT B ALGONAC ASSESSORS PLAT SEC 10 T2N R16E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Travis Bremerkamp
Epique Realty
Frequently Asked Questions about 1003 Smith Street, Algonac, MI 48001
What school district is 1003 Smith Street, Algonac, MI 48001 in?
Per MLS# 25056769, this property is served by Algonac Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1003 Smith Street, Algonac, MI 48001?
Per MLS# 25056769, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25056769, the most recent reported annual property tax for 1003 Smith Street, Algonac, MI 48001 is $887 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1003 Smith Street, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1003 Smith Street, Algonac, MI 48001 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1003 Smith Street, Algonac, MI 48001?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1003 Smith Street, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$876
Principal & interest$876
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1003 Smith Street, Algonac, MI 48001
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Municipality
Algonac
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