Under Contract
1005 Elizabeth Street, Saugatuck, MI 49453
$699,000
MLS # 26020884 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,564 sqftBuilt 19130.26 acres
1 / 54
Listing Description
New Price! The market spoke and we listened. Nestled on a large, sun drenched lot just blocks from downtown Saugatuck, this thoughtfully renovated home blends charming lakeshore cottage style with artistic Scandinavian and Mid Century Modern influences. Original hardwood floors, exposed brick, and unique design details create an inviting atmosphere throughout. The recently renovated primary bathroom features a new tile shower while the three bedrooms and three full bathrooms offer the perfect opportunity for second home or year round living. Enjoy multiple porches including an expansive screened-in back porch overlooking the private marsh and lush lawn. Sellers have made a number of thoughtful improvements to the property including significant landscaping, porch buildouts, 2022 EV Charger and new 1' water service line improving water flow, efficiency, and long term reliability.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,564 sq ft home built in 1913 sits in Saugatuck in Saugatuck.
Listed at $699,000 (about $447/sq ft).
Estimated annual property tax: $6,336, or about $528 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,564 sqft
Lot Size0.26 acres
Year Built1913
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleOther
ConstructionWood Siding, Other
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed5/7/2026
Original Price$739,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,336
Tax Year2025
Assessed Value$106,799
Parcel #57-009-006-00
Source: SparkMLS
Legal Description
COM ON E LINE OF ELIZABETH ST 5 FT SWLY FROM PRODUCED SLY LINE OF BLOCK 3 BANDLES ADDITION TH NELY ALONG SAID ST. 73 FT TH SELY AT RT ANGLES THERETO 100 FT TH N'LY PPL TO SD ST 50 FT TH SELY AT RT ANGLES 75 FT TH SWLY TO A PT 110 FT AT RT ANGLES FROM ELIZABETH ST & PL OF BEG TH NWLY TO BEG SEC 9 T3N R16W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Wellman
Five Star Real Estate-Holland
Frequently Asked Questions about 1005 Elizabeth Street, Saugatuck, MI 49453
What school district is 1005 Elizabeth Street, Saugatuck, MI 49453 in?
Per MLS# 26020884, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020884, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020884, the most recent reported annual property tax for 1005 Elizabeth Street, Saugatuck, MI 49453 is $6,336 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1005 Elizabeth Street, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1005 Elizabeth Street, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1005 Elizabeth Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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