Pending
10131 Birch Drive, Riverdale, MI 48877
$309,900
MLS # 26021383 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,485 sqftBuilt 19700.71 acres
1 / 67
Listing Description
Discover the perfect blend of lake living, outdoor adventure, and investment opportunity at Lake Steven with this waterfront property at 10131 Birch Rd, Riverdale, MI! With both included parcels, the property offers 114 feet of private water frontage. The home sits on one parcel, while the neighboring parcel includes a detached garage, adding extra space and flexibility. Located on one of Mid-Michigan's hidden gems, this spacious home is ideal as a year-round residence, vacation getaway, or income-producing property. Lake Steven is known for excellent fishing, peaceful waters, and abundant wildlife. Enjoy lake views from the screened-in porch, or relax outdoors on the back deck and around the two firepit areas. The property also features a chicken coop along with mature apple, pear, and peach trees, adding charm and a touch of hobby-farm living to this unique waterfront retreat.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,485 sq ft home built in 1970 sits in Riverdale.
Listed at $309,900 (about $125/sq ft).
Annual property taxes run approximately $4,016 ($335/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,485 sqft
Lot Size0.71 acres
Year Built1970
Stories2
Location
CityRiverdale
MunicipalityFerris Twp
Zip Code48877
CountyMontcalm
School DistrictCarson City
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/10/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,016
Tax Year2026
State Equalized Value$149,000
Taxable Value$130,937
Assessed Value$130,937
Homestead (PRE)100%
Parcel #011-401-012-00
Source: Public Records
Legal Description
LOT 12 LAKE STEVEN SUBDIVISION NO. 1 AND LOT 13 LAKE STEVEN SUBDIVISION NO. 1
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Peter F MacIntyre
Re/Max Real Estate Professionals
Frequently Asked Questions about 10131 Birch Drive, Riverdale, MI 48877
Which school district serves 10131 Birch Drive, Riverdale, MI 48877?
Per MLS# 26021383, 10131 Birch Drive, Riverdale, MI 48877 is in the Carson City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Carson City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26021383, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10131 Birch Drive, Riverdale, MI 48877?
Per public tax records, annual property taxes for this property are $4,016 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10131 Birch Drive, Riverdale, MI 48877 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 10131 Birch Drive, Riverdale, MI 48877?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ferris Twp police department or the Montcalm County sheriff's office.
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Monthly payment$2,010
Principal & interest$2,010
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10131 Birch Drive, Riverdale, MI 48877
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