For Sale
1015 Monroe Street, Benton Harbor, MI 49022
$350,000
MLS # 26029139 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,626 sqftBuilt 20120.14 acres
1 / 24
Listing Description
Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home built in 2011, offering the perfect blend of comfort, style, and functionality. The spacious main-floor primary suite provides a private retreat complete with its own full bathroom, while a convenient half bath is also located on the main level for guests. Upstairs, you'll find two additional generously sized bedrooms and a full bath, providing plenty of space for family or visitors. The semi-finished basement offers endless possibilities for a recreation room, home gym, office, or additional living space. Outside, you'll appreciate the inviting curb appeal, charming covered front porch, and attached garage. As an added bonus, the home can be purchased completely furnished making your move even easier. If you love the furniture, just ask!
Source: SparkMLS
About this home
Located in Benton Harbor in Benton Harbor, this property offers 3-bedroom, 3-bath, 1,626 sq ft, with original construction dating to 2012.
Asking $350,000 (about $215/sq ft).
Property tax estimate: $1,397 per year ($116/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,626 sqft
Lot Size0.14 acres
Year Built2012
Stories2
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionOther
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,397
Tax Year2024
Assessed Value$32,343
Parcel #11-53-2000-0050-00-6
Source: SparkMLS
Legal Description
LOT 1 BLK 3 EMPIRE ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brianca Haynes
Epique Realty
Frequently Asked Questions about 1015 Monroe Street, Benton Harbor, MI 49022
What school district is 1015 Monroe Street, Benton Harbor, MI 49022 in?
Per MLS# 26029139, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26029139, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029139, the most recent reported annual property tax for 1015 Monroe Street, Benton Harbor, MI 49022 is $1,397 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1015 Monroe Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1015 Monroe Street, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1015 Monroe Street, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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