Under Contract
1029 Crestlane Drive, Saginaw, MI 48601
$199,900
MLS # 20261034980 (Realcomp)
3 beds2 baths1,344 sqftBuilt 20040.48 acres
1 / 34
Listing Description
Welcome to this beautifully maintained home in a country setting. This move in ready ranch offers almost half an acre, 3 beds, 1.5 bath, and a 2 car garage. Step inside and enjoy a thoughtful layout with a large living room that opens to the dining area and spacious kitchen. Down the hall you will find all the bedrooms providing separation and peace and quiet. As you step outside, you are greeted by a large deck and a fully fenced back yard, providing a great space for entertaining or just unwinding after a long day. With the peaceful country setting you are still just a short drive to shopping, dining, and expressways, providing the best of both worlds!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,344 sq ft home built in 2004 sits in Spaulding Township in Saginaw.
Asking $199,900 (about $149/sq ft).
Annual property taxes run approximately $2,340 ($195/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,344 sqft
Lot Size0.48 acres
Year Built2004
Stories1
Location
CitySaginaw
MunicipalitySpaulding Twp
Zip Code48601
CountySaginaw
School DistrictBridgeport-Spaulding
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed5/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,340
Parcel #25114241229001
Source: SparkMLS
Legal Description
LOT 29 & 30 SHERIDAN HEIGHTS A PART OF SE 1/4 OF NE 1/4 SEC 24 T11N R4E *** NEW COMB FROM PARENT 1229-000 & 1230-000 11-08-2010
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julia Scarberry
The Brokerage Real Estate Enthusiasts
Frequently Asked Questions about 1029 Crestlane Drive, Saginaw, MI 48601
Which school district serves 1029 Crestlane Drive, Saginaw, MI 48601?
Per MLS# 20261034980, 1029 Crestlane Drive, Saginaw, MI 48601 is in the Bridgeport-Spaulding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bridgeport-Spaulding directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261034980, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1029 Crestlane Drive, Saginaw, MI 48601?
Per public tax records, annual property taxes for this property are $2,340. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1029 Crestlane Drive, Saginaw, MI 48601 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1029 Crestlane Drive, Saginaw, MI 48601 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1029 Crestlane Drive, Saginaw, MI 48601?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spaulding Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1029 Crestlane Drive, Saginaw, MI 48601
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Municipality
Spaulding Township
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