Sold
10400 Swan Creek Road, Saginaw, MI 48609
Sold on 04/13/2026 for$300,000
MLS # 50185661 (MiRealSource)
2 beds1 bathBuilt 19662.92 acres
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Listing Description
SELLER MUST MOVE! VERY MOTIVATED! If you are looking to move this home is waiting for you and is located in a very desirable area of Swan Valley. This well maintained ranch sits on almost 3 acres of land, has a 40 x 30 ft. pole barn and another large barn for extra storage. Roof on the pole barn was replaced in November of 2021. The kitchen has been all updated with granite counter-tops and stainless steel appliances, new cupboards and cedar closets throughout. New flooring throughout the living room, kitchen, and hallway in January of 2023. Bathrooms have all been updated and the foundation has been water proofed by Foundation Systems of Michigan in 2017 with dual sump pumps. Newer windows (replaced in 2012) and the roof was replaced in January of 2025. This property offers tranquility and serenity in a prime location and has been continuously improved/maintained.
Source: SparkMLS
About this home
Located in Swan Creek Township in Saginaw, this property offers 2-bedroom, 1-bath, with original construction dating to 1966.
This home sold for $300,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size2.92 acres
Year Built1966
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed8/17/2025
Sold Date4/12/2026
Original Price$355,900
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Valerie Ellerman
Berkshire Hathaway HomeServices
Frequently Asked Questions about 10400 Swan Creek Road, Saginaw, MI 48609
Which school district serves 10400 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50185661, 10400 Swan Creek Road, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 10400 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50185661, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10400 Swan Creek Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10400 Swan Creek Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 10400 Swan Creek Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10400 Swan Creek Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,069
Principal & interest$2,069
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10400 Swan Creek Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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