Sold
10484 S Graham Road, St. Charles, MI 48655
Sold on 05/05/2026 for$115,000
MLS # 26012011 (Michigan Regional Information Center (MichRIC))
3 beds1 bath988 sqftBuilt 19650.49 acres
1 / 10
Listing Description
3 bed 1 bath ranch home with a one car attached garage.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 988 sq ft home in St Charles Township in St. Charles built in 1965.
Closed at $115,000 (about $116/sq ft).
Annual property taxes run approximately $1,583 ($132/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area988 sqft
Lot Size0.49 acres
Year Built1965
Stories1
Location
CitySt. Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt Charles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed3/25/2026
Sold Date5/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,583
Tax Year2025
Assessed Value$42,145
Parcel #24103181106000
Source: SparkMLS
Legal Description
LOT 6 BRADFORD SUBDIVISION SEC 18 T10N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lonnie Mcintosh
McIntosh Real Estate LLC
Frequently Asked Questions about 10484 S Graham Road, St. Charles, MI 48655
What school district is 10484 S Graham Road, St. Charles, MI 48655 in?
Per MLS# 26012011, this property is served by St Charles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26012011, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012011, the most recent reported annual property tax for 10484 S Graham Road, St. Charles, MI 48655 is $1,583 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10484 S Graham Road, St. Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10484 S Graham Road, St. Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$720
Principal & interest$720
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10484 S Graham Road, St. Charles, MI 48655
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Municipality
St Charles Township
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