Under Contract
1053 E Empire Avenue, Benton Harbor, MI 49022
$129,900
MLS # 26008049 (Michigan Regional Information Center (MichRIC))
2 beds1 bath625 sqftBuilt 19390.27 acres
1 / 16
Listing Description
Double lot living with a workshop-ready garage! This charming 2-bedroom, 1-bath home offers great outdoor space and functionality, featuring both a fenced front yard and a fully fenced backyard. The detached garage is insulated and drywalled and includes its own 100-amp electrical service and wood-burning stove, creating an ideal setup for projects, hobbies, or year-round workspace. A carport in the driveway provides convenient covered parking, while the full basement offers additional storage and flexibility. Connected to city sewer with well water service, this property delivers a great combination of space, usability, and potential.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 625 sq ft home in Benton Township in Benton Harbor built in 1939.
Listed at $129,900 (about $208/sq ft).
Estimated annual property tax: $1,190, or about $99 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area625 sqft
Lot Size0.27 acres
Year Built1939
Stories1
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionHardiPlank Type
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed3/3/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,190
Tax Year2024
Assessed Value$20,602
Parcel #11-03-2700-0027-00-1
Source: SparkMLS
Legal Description
LOT 27 & 28 GRAMS SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Daniel Graffenius
Century 21 Affiliated
Frequently Asked Questions about 1053 E Empire Avenue, Benton Harbor, MI 49022
What school district is 1053 E Empire Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26008049, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1053 E Empire Avenue, Benton Harbor, MI 49022?
Per MLS# 26008049, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008049, the most recent reported annual property tax for 1053 E Empire Avenue, Benton Harbor, MI 49022 is $1,190 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1053 E Empire Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 1053 E Empire Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1053 E Empire Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1053 E Empire Avenue, Benton Harbor, MI 49022
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Municipality
Benton Township
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