Sold
1057 Beach Road, Harbor Springs, MI 49740
Sold on 04/17/2026 for$1,695,000
MLS # 20261019999 (Realcomp)
3 beds4 baths2,039 sqftBuilt 19860 acres
1 / 43
Listing Description
Don’t miss this gorgeous end-unit condo at Breakers East with stunning water views! These units rarely come on the market—and forgood reason. This charming, small association offers a private beach and convenient access to both Harbor Springs and Petoskey.Relax on the serene deck and gaze across the lawn to Little Traverse Bay, or stroll down to the waterfront to cool off in Lake Michigan.Enter through the private courtyard, beautifully landscaped with vibrant flowers that brighten even the grayest day. Inside, the condo hasbeen thoughtfully updated. The bright white kitchen features pops of blue in the backsplash that continue throughout the living space andhalf bath. The main-level primary bedroom opens to the courtyard and includes a spacious ensuite bath. Upstairs, both bedrooms offertheir own private ensuite baths. With its classic Harbor Springs color palette and unbeatable location, this condo is the perfect NorthernMichigan retreat.
Source: SparkMLS
About this home
3-bedroom, 4-bath, 2,039 sq ft home in Harbor Springs built in 1986.
Closed at $1,695,000 (about $831/sq ft).
Annual property taxes run approximately $9,101 ($758/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Harbor Springs; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area2,039 sqft
Year Built1986
Stories2
Location
CityHarbor Springs
MunicipalityHarbor Springs
Zip Code49740
CountyEmmet
School DistrictHarbor Springs
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/19/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$2,600 / Quarterly
Source: SparkMLS
Tax Information
Annual Tax$9,101
Parcel #081617426128
Source: SparkMLS
Legal Description
BREAKERS EAST CONDOMINIUM, PLAN #29 L306 659 & L335 115, UNIT 28. SECTION 17, T35N, R5W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John A Apap
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 1057 Beach Road, Harbor Springs, MI 49740
What school district is 1057 Beach Road, Harbor Springs, MI 49740 in?
Per MLS# 20261019999, this property is served by Harbor Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261019999, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261019999, the most recent reported annual property tax for 1057 Beach Road, Harbor Springs, MI 49740 is $9,101. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1057 Beach Road, Harbor Springs, MI 49740 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1057 Beach Road, Harbor Springs, MI 49740 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Harbor Springs. Gas: DTE Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Harbor Springs police department or the Emmet County sheriff's office.
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Monthly payment$11,861
Principal & interest$10,994
HOA$867
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Harbor Springs
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1057 Beach Road, Harbor Springs, MI 49740
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