Pending
10691 Poppy Lane, Allendale, MI 49401
$649,900
MLS # 26022587 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,863 sqftBuilt 20180.29 acres
1 / 53
Listing Description
Experience breathtaking sunsets from your deck overlooking 90 feet of private, sandy beach frontage on this peaceful no-wake lake. Embrace lake living with electric motors and association-approved docks permitted, all while being just minutes from schools and only 20 minutes to Lake Michigan and downtown Grand Rapids. This beautifully maintained Craftsman ranch offers quality construction and an inviting open floor plan designed for both everyday living and entertaining. The spacious main floor primary suite features a walk-in closet and tiled shower, while the convenient main floor laundry adds ease to daily life. Relax year-round in the four-season room with stunning lake views. The kitchen is a standout with upgraded cabinetry, quartz countertops, center island, and a walk-in pantry. The cozy living room features a gas fireplace, creating the perfect gathering space. The walkout lower level expands your living area with a large recreation room, fourth bedroom and full bath.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,863 sq ft home in Allendale Township in Allendale built in 2018.
Listed at $649,900 (about $227/sq ft).
Estimated annual property tax: $6,779, or about $565 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,863 sqft
Lot Size0.29 acres
Year Built2018
Stories1
Location
CityAllendale
MunicipalityAllendale Twp
Zip Code49401
CountyOttawa
School DistrictAllendale
Construction & Systems
StyleCraftsman, Ranch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Center Island, Pantry
Sale & Financing
Listed5/14/2026
Original Price$669,900
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$460 / Semi-Annually
IncludesTrash
Source: SparkMLS
Tax Information
Annual Tax$6,779
Tax Year2026
State Equalized Value$266,500
Taxable Value$205,209
Assessed Value$210,749
Homestead (PRE)100%
Parcel #70-09-28-328-007
Source: Public Records
Legal Description
UNIT 44. HIDDEN SHORES WEST AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2017-0023210 CONDO PLAN #613 SEC 28 T7N R14W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Todd J Fencil
RE/MAX of Grand Rapids (Stndl)
Frequently Asked Questions about 10691 Poppy Lane, Allendale, MI 49401
What school district is 10691 Poppy Lane, Allendale, MI 49401 in?
Per MLS# 26022587, this property is served by Allendale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10691 Poppy Lane, Allendale, MI 49401?
Per MLS# 26022587, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022587, the most recent reported annual property tax for 10691 Poppy Lane, Allendale, MI 49401 is $6,779 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10691 Poppy Lane, Allendale, MI 49401 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10691 Poppy Lane, Allendale, MI 49401 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Allendale Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,292
Principal & interest$4,215
HOA$77
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10691 Poppy Lane, Allendale, MI 49401
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Municipality
Allendale Township
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