Sold
10713 Lost Valley Road, Montague, MI 49437
Sold on 05/29/2026 for$999,999
MLS # 26018191 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,958 sqftBuilt 19800.36 acres
1 / 68
Listing Description
Welcome to 10713 Lost Valley Rd, a beautifully maintained one-owner lakefront home built in 1980 and lovingly cared for by the same family since construction. This 4-bedroom, 2 full bath home offers a functional layout, including a main-level bedroom converted for handicap accessibility with sink and shower. The upper level has been freshly painted, and a high-quality seawall installed within the past five years provides lasting shoreline protection and value. Enjoy peaceful lakefront living with convenient access to Montague and Whitehall amenities. Local favorites include Hanson Hill Waterfront Grill, Wayside Bar & Grill, and Old Channel Inn. Golf options nearby include Old Channel Trail Golf Course, Hickory Knoll Golf Course, and Stonegate Golf Club. Area highlights include White Lake recreation, Michigan's Adventure amusement park, and the World's Largest Weathervane. The exterior deck is currently unsafe and has been deemed in need of full replacement; no access is permitted.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,958 sq ft home built in 1980 sits in Montague.
This home sold for $999,999 (about $511/sq ft).
Annual property taxes run approximately $6,066 ($506/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,958 sqft
Lot Size0.36 acres
Year Built1980
Stories1
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, Cable Connected
InteriorBroadband, Garage Door Opener, Center Island
Sale & Financing
Listed4/26/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$600 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$6,066
Tax Year2025
Assessed Value$183,898
Parcel #01-560-000-0012-00
Source: SparkMLS
Legal Description
WHITE RIVER TOWNSHIP SEC 10 T12N R18W LOST VALLEY LOT 12
Property Records
FEMA Flood Zone: Zone AO — 100-year floodplain (sheet flow)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tina M Wendlandt
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 10713 Lost Valley Road, Montague, MI 49437
What school district is 10713 Lost Valley Road, Montague, MI 49437 in?
Per MLS# 26018191, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10713 Lost Valley Road, Montague, MI 49437?
Per MLS# 26018191, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018191, the most recent reported annual property tax for 10713 Lost Valley Road, Montague, MI 49437 is $6,066 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10713 Lost Valley Road, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10713 Lost Valley Road, Montague, MI 49437 is in flood zone AO (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,536
Principal & interest$6,486
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10713 Lost Valley Road, Montague, MI 49437
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