Sold
10731 Swan Creek Road, Saginaw, MI 48609
Sold on 04/03/2026 for$470,000
MLS # 50197554 (MiRealSource)
3 beds2 bathsBuilt 196733.56 acres
1 / 54
Listing Description
Sprawling 3-bedroom, 2-bath brick ranch situated on 33+ acres in Swan Creek Township, offering nearly 3,400 sq ft of total living space between the main level and the full basement. The main floor features approximately 1,800 sq ft with recent updates, large windows throughout, and beautiful views of the surrounding land. The expansive basement spans nearly 1,800 sq ft, providing endless potential for additional living or recreational space. Outbuildings include a massive 54’ x 64’ outbuilding complete with a bathroom, on-demand water heater, and laundry, along with a 20’ x 50’ pole barn ideal for storage, equipment, or hobbies. The property is highlighted by a stunning 11-acre pond featuring a beach area, multiple docks, and a gazebo—perfect for fishing, swimming, or relaxing. Additional acreage includes wooded land ideal for trail riding, hunting, or enjoying nature. Additional features include a 2.5-car attached garage, motocross track, and public water. Whether you’re seeking a hobby farm, recreational retreat, or peaceful homestead, this one-of-a-kind property offers it all.
Source: SparkMLS
About this home
Located in Swan Creek Township in Saginaw, this property offers 3-bedroom, 2-bath, with original construction dating to 1967.
This home sold for $470,000.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size33.56 acres
Year Built1967
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/14/2026
Sold Date4/2/2026
Original Price$549,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeremiah Glowski
Berkshire Hathaway HomeServices Kee Realty NB
Frequently Asked Questions about 10731 Swan Creek Road, Saginaw, MI 48609
What school district is 10731 Swan Creek Road, Saginaw, MI 48609 in?
Per MLS# 50197554, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10731 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50197554, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 10731 Swan Creek Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10731 Swan Creek Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 10731 Swan Creek Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 10731 Swan Creek Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
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Monthly payment$3,242
Principal & interest$3,242
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10731 Swan Creek Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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