Sold
10785 E Spencer Road, Crystal, MI 48818
Sold on 07/31/2025 for$285,000
MLS # 25004340 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,920 sqftBuilt 19975.1 acres
1 / 50
Listing Description
Welcome to this charming home nestled on over 5 acres of serene countryside. Perfectly situated for those seeking tranquility, this property offers the best of both worlds, quiet country living with easy access to nearby amenities, including Crystal Lake. Inside, you'll find a spacious open concept featuring a cozy living room with handmade barnwood beams. Upstairs has two large bedrooms with a hallway leading to your own personal deck. The basement layout is perfect for teens or adults relaxation. The bonus is the wood heated 56x70 garage that has an electric hoist, work benches and plenty of space for all your needs. Attached is an anex storage barn as well. Enjoy the relaxing beauty of the pond with outdoor seating. This home is a must see! Call today!
Source: SparkMLS
About this home
Located in Crystal, this property offers 3-bedroom, 2-bath, 2,920 sq ft, with original construction dating to 1997.
Closed at $285,000 (about $98/sq ft).
Annual property taxes run approximately $1,945 ($162/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 300 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,920 sqft
Lot Size5.1 acres
Year Built1997
Stories2
Location
CityCrystal
MunicipalityCrystal Twp
Zip Code48818
CountyMontcalm
School DistrictCarson City-Crystal Area Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementDaylight, Walk-Out Access
Garage2 spaces
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen, Pantry
Sale & Financing
Listed2/5/2025
Sold Date7/30/2025
Original Price$319,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$1,945
Tax Year2024
State Equalized Value$136,900
Taxable Value$75,123
Assessed Value$72,865
Homestead (PRE)100%
Parcel #005-002-004-10
Source: Public Records
Legal Description
L506 P430 M24-1 W 325 FT OF SE 1/4 OF NE 1/4 LYING S OF C/L OF WHETSTONE DITCH OR CREEK, SEC 2, T10N R5W. 5.67 A M/L.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacey Peterman
Ensley Real Estate
Frequently Asked Questions about 10785 E Spencer Road, Crystal, MI 48818
What school district is 10785 E Spencer Road, Crystal, MI 48818 in?
Per MLS# 25004340, this property is served by Carson City-Crystal Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10785 E Spencer Road, Crystal, MI 48818?
Per MLS# 25004340, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25004340, the most recent reported annual property tax for 10785 E Spencer Road, Crystal, MI 48818 is $1,945 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10785 E Spencer Road, Crystal, MI 48818 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 10785 E Spencer Road, Crystal, MI 48818?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 10785 E Spencer Road, Crystal, MI 48818. The maximum advertised download speed is 300 Mbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Crystal Twp police department or the Montcalm County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
30 Mbps
Licensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
8 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
0 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10785 E Spencer Road, Crystal, MI 48818
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