Sold
109 Flora Avenue, Houghton Lake, MI 48629
Sold on 06/15/2026 for$342,000
MLS # 201839528
3 beds2 bathsBuilt 19750.24 acres
1 / 41
Listing Description
Charming and cozy 3-bedroom, 2-bath ranch located just a short distance from beautiful Houghton Lake offering expansive lake views from your living room kitchen and front porch. This home features a warm, rustic interior with rich knotty pine throughout the living room and kitchen, coupled with drywall for a comfortable, inviting feel. Recent updates include a newer roof, furnace, water heater, sump pump, generac generator and windows, providing peace of mind for years to come. The bonus room in the back of the home provides flexible space--perfect for a kids' hangout/playroom, home office, or a quiet reading retreat. You will enjoy the oversized garage which offers ample storage for all your tools, toys, and outdoor gear or it can serve as an additional entertainment room., Age: 31+ Years Approx
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Houghton Lake built in 1975.
This home sold for $342,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.24 acres
Year Built1975
Location
CityHoughton Lake
MunicipalityRoscommon Twp
Zip Code48629
CountyRoscommon
Sale & Financing
Listed4/19/2026
Sold Date6/14/2026
Original Price$359,950
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kimberly Kaminski
Homewaters, LLC - Houghton Lake
Frequently Asked Questions about 109 Flora Avenue, Houghton Lake, MI 48629
Is 109 Flora Avenue, Houghton Lake, MI 48629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 109 Flora Avenue, Houghton Lake, MI 48629 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Roscommon Twp police department or the Roscommon County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
109 Flora Avenue, Houghton Lake, MI 48629
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