Sold
10931 S Graham Road, Saint Charles, MI 48655
Sold on 06/30/2025 for$208,000
MLS # 50170831 (MiRealSource)
3 beds2 baths1,551 sqftBuilt 19511.23 acres
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Listing Description
Welcome to this beautifully renovated 3-bedroom, 2-bathroom home, nestled on 1.23 acres. This inviting property boasts a family room with a wood-burning fireplace, perfect for cozy nights. The home has been recently updated, featuring new flooring throughout and fresh paint that enhances its bright, modern feel. The kitchen comes equipped with brand new appliances, making it ideal for preparing meals for family and friends. Enjoy the convenience of updated plumbing and electrical systems, ensuring peace of mind for years to come. The exterior of this home has been freshly painted as well. Step outside to your very own 30x40 pole barn, offering plenty of space for storage, hobbies, or even a workshop. The large, mature trees surrounding the property provide ample privacy and shade. With a 2-car attached garage and ample parking, you'll have plenty of room for your vehicles and toys. This home offers the perfect blend of rural charm and modern comforts. Don't miss the chance to make this move-in-ready property your own!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,551 sq ft home in St Charles Township in Saint Charles built in 1951.
This home sold for $208,000 (about $134/sq ft).
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,551 sqft
Lot Size1.23 acres
Year Built1951
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionAluminum Siding, Brick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed4/7/2025
Sold Date6/29/2025
Original Price$224,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Hare
Century 21 Signature Realty
Frequently Asked Questions about 10931 S Graham Road, Saint Charles, MI 48655
Which school district serves 10931 S Graham Road, Saint Charles, MI 48655?
Per MLS# 50170831, 10931 S Graham Road, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50170831, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10931 S Graham Road, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10931 S Graham Road, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 10931 S Graham Road, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10931 S Graham Road, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableGSO SatelliteSatellite
5 providers at this address
LakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10931 S Graham Road, Saint Charles, MI 48655
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Municipality
St Charles Township
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