For Sale
1097 Vertex Circle, Kalamazoo, MI 49009
$399,900
MLS # 26004913 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,883 sqftBuilt 20260.3 acres
1 / 27
Listing Description
New Construction Home in West Ridge located in the Kalamazoo School District ready in July. 36 years newer than similarly priced homes on market. This traditional two-story home offers 1,882 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, blending everyday comfort with timeless style. The great room is positioned at the front of the home, welcoming you in with natural light and a space that feels inviting from the moment you enter. Just beyond the kitchen, a dedicated dining nook with sliding glass doors offers Plenty of space for indoor outdoor entertaining. The modern kitchen is equipped with white cabinetry, quartz countertops, tile backsplash, and stainless-steel appliances with refrigerator. Upstairs, all four bedrooms are thoughtfully arranged for privacy, including a spacious primary suite with a private bath and walk-in closet Situated on a premium walkout homesite, this home includes an unfinished basement with two daylight windows.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,883 sq ft home built in 2026 sits in Oshtemo Township in Kalamazoo.
Asking $399,900 (about $212/sq ft).
Annual property taxes run approximately $500 ($42/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,120 Mbps across 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,883 sqft
Lot Size0.3 acres
Year Built2026
Stories2
Location
CityKalamazoo
MunicipalityOshtemo Twp
Zip Code49009
CountyKalamazoo
School DistrictKalamazoo
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected
InteriorBroadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed2/10/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$200 / Quarterly
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$500
Tax Year2025
Assessed Value$112,600
Parcel #part of 05-15-285-010
Source: SparkMLS
Legal Description
LOT 23 WEST RIDGE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lance A Bethell
Allen Edwin Realty
Frequently Asked Questions about 1097 Vertex Circle, Kalamazoo, MI 49009
Which school district serves 1097 Vertex Circle, Kalamazoo, MI 49009?
Per MLS# 26004913, 1097 Vertex Circle, Kalamazoo, MI 49009 is in the Kalamazoo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Kalamazoo directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26004913, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1097 Vertex Circle, Kalamazoo, MI 49009?
Per public tax records, annual property taxes for this property are $500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1097 Vertex Circle, Kalamazoo, MI 49009 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1097 Vertex Circle, Kalamazoo, MI 49009 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1097 Vertex Circle, Kalamazoo, MI 49009. The maximum advertised download speed is 5.1 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1097 Vertex Circle, Kalamazoo, MI 49009?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Oshtemo Twp police department or the Kalamazoo County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,661
Principal & interest$2,594
HOA$67
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5.1 Gbps
Upload
5.1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
Metronet HoldingsFiber
5.1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1097 Vertex Circle, Kalamazoo, MI 49009
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Municipality
Oshtemo Township
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