Under Contract
10985 Phal Road, Grass Lake, MI 49240
$650,000
MLS # 26032858 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,604 sqftBuilt 20244 acres
1 / 59
Listing Description
Beautifully custom-built and gently lived in, this stunning 2-year-old ranch-style home is move-in ready and perfectly situated on 4 picturesque acres. Offering 4 bedrooms and 3.5 baths, this thoughtfully designed home features a partially finished walk-out basement with endless possibilities--including an ideal in-law suite or additional living space. Designed with both comfort and style in mind, the north- and south-facing orientation fills the home with abundant natural light throughout the day. The chef's kitchen is sure to impress with gorgeous quartz countertops, stainless steel appliances, a spacious pantry, and an abundance of cabinetry for all your storage needs. Outside, the expansive property offers plenty of room to add a pole barn while still enjoying wide-open green space and peaceful country living. Conveniently located with easy access to Ann Arbor, Chelsea, and Jackson, you'll also be just minutes from charming downtown Grass Lake, nearby parks, and beautiful lakes
Source: SparkMLS
About this home
Located in Grass Lake Township in Grass Lake, this property offers 4-bedroom, 4-bath, 3,604 sq ft, with original construction dating to 2024.
Asking $650,000 (about $180/sq ft).
Annual property taxes run approximately $9,027 ($752/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,604 sqft
Lot Size4 acres
Year Built2024
Stories1
Location
CityGrass Lake
MunicipalityGrass Lake Twp
Zip Code49240
CountyJackson
School DistrictGrass Lake
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,027
Tax Year2025
State Equalized Value$258,500
Taxable Value$258,500
Assessed Value$258,500
Parcel #000-15-16-226-003-06
Source: Public Records
Legal Description
COM AT THE NE CRNR OF SD SEC 16; THN S 87° 15' 20'' W, ALG THE N LN OF SD SEC 16, A DIST OF 231.43 FT TO THE POB OF THIS DESC; THN S, PARALLEL WITH THE E LN OF SD SEC 16, A DIST OF 376.93 FT; THN S 87° 15' 20'' W, PARALLEL WITH SD N SEC LN, A DIST OF 231.42 FT; THN N, PARALLEL WITH SD E SEC LN, A DIST OF 376.93 FT TO SD N SEC LN; THN N 87° 15' 20'' E, ALG SD N SEC LN, A DIST OF 231.42 FT TO THE PO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel DeCapua
RE/MAX Platinum
Frequently Asked Questions about 10985 Phal Road, Grass Lake, MI 49240
Which school district serves 10985 Phal Road, Grass Lake, MI 49240?
Per MLS# 26032858, 10985 Phal Road, Grass Lake, MI 49240 is in the Grass Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grass Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032858, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10985 Phal Road, Grass Lake, MI 49240?
Per public tax records, annual property taxes for this property are $9,027 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10985 Phal Road, Grass Lake, MI 49240 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10985 Phal Road, Grass Lake, MI 49240 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10985 Phal Road, Grass Lake, MI 49240?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grass Lake Twp police department or the Jackson County sheriff's office.
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BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10985 Phal Road, Grass Lake, MI 49240
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Municipality
Grass Lake Township
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County
Jackson County
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