Pending
110 106 Locust Street, Allegan, MI 49010
$349,900
MLS # 26007575 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 18800 acres
1 / 51
Listing Description
Rare Downtown Allegan Redevelopment Opportunity with Expanded Project Potential. 106 and 110 Locust Street together present a unique opportunity to acquire two contiguous downtown properties offering flexibility for mixed-use redevelopment, commercial investment, or upper-level residential conversion. Located in Allegan's historic and walkable downtown district, the combined properties provide excellent visibility and proximity to local shops, dining, and the Kalamazoo Riverfront. The existing buildings support a variety of possibilities including street-level commercial space with upper-level residential units, a configuration increasingly sought in small-town downtown revitalization projects. Acquiring both properties together creates a larger footprint for redevelopment, allowing investors or developers to explore expanded residential units, mixed-use concepts, or phased improvements while maintaining income potential from existing commercial space.
Source: SparkMLS
About this home
This 2-bath home built in 1880 sits in Allegan Township in Allegan.
Asking $349,900.
Estimated annual property tax: $7,497, or about $625 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeOffice
Bathrooms2
Year Built1880
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected, Cable Connected
InteriorBroadband
Sale & Financing
Listed3/1/2026
Original Price$350,000
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$7,497
Tax Year2025
Assessed Value$119,017
Parcel #51-205-018-00
Source: SparkMLS
Legal Description
* 2 parcels Combined see documents
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carol L Sneller
Coldwell Banker Sneller Real Estate
Frequently Asked Questions about 110 106 Locust Street, Allegan, MI 49010
Which school district serves 110 106 Locust Street, Allegan, MI 49010?
Per MLS# 26007575, 110 106 Locust Street, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26007575, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 110 106 Locust Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $7,497 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 110 106 Locust Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 110 106 Locust Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 110 106 Locust Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
110 106 Locust Street, Allegan, MI 49010
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Municipality
Allegan Township
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