Sold
11096 Rambling Way, Canadian Lakes, MI 49346
Sold on 10/07/2025 for$395,000
MLS # 25040460 (Michigan Regional Information Center (MichRIC))
3 beds3 baths3,200 sqftBuilt 19970.79 acres
1 / 39
Listing Description
Canadian Lakes spacious ranch home with 3 garages, 3 season room and relaxing patio area. Open great room with fireplace and comfortable setting to enjoy this wooded scenic piece of heaven. Lower level has tons of potential and offers great storage and just needs a creative mind to complete what the owner started. Generator with hookups included. Covered front porch ideally situated to enjoy the abundant wildlife. Located between Finger lake, Lake of the Clouds and St Ives, with ease access to all the amenities that CL has to offer-- free golf, water docking areas for your boat, pools, tennis and more.
Source: SparkMLS
About this home
Located in Canadian Lakes, this property offers 3-bedroom, 3-bath, 3,200 sq ft, with original construction dating to 1997.
Final sale price: $395,000 (about $123/sq ft).
Property tax estimate: $1,950 per year ($163/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,200 sqft
Lot Size0.79 acres
Year Built1997
Stories1
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterPrivate Water
UtilitiesCable Available, Natural Gas Connected
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed8/10/2025
Sold Date10/6/2025
Original Price$449,900
Terms AcceptedCash, VA Loan, Rural Development, Conventional
Concessions$11,850
HOA
HOA Fee$875 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$1,950
Tax Year2025
Assessed Value$96,727
Parcel #5411-180-081-000
Source: SparkMLS
Legal Description
SEC 19 T14N R08W LOTS 81, 82 HIDDEN VALLEY ESTATES # 1 LOT AGREEMENT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tom Garner
Century 21 White House Realty
Frequently Asked Questions about 11096 Rambling Way, Canadian Lakes, MI 49346
What school district is 11096 Rambling Way, Canadian Lakes, MI 49346 in?
Per MLS# 25040460, this property is served by Chippewa Hills School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25040460, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Rural Development, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25040460, the most recent reported annual property tax for 11096 Rambling Way, Canadian Lakes, MI 49346 is $1,950 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11096 Rambling Way, Canadian Lakes, MI 49346 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11096 Rambling Way, Canadian Lakes, MI 49346 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 11096 Rambling Way, Canadian Lakes, MI 49346?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,667
Principal & interest$2,594
HOA$73
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteFixed WirelessDSLLicensed Fixed Wireless
8 providers at this address
HomeWorks ConnectFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsBrightspeedDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11096 Rambling Way, Canadian Lakes, MI 49346
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