Sold

1120 N Main Street, St. Charles, MI 48655

Sold on 03/28/2019 for$75,000

MLS # 19005137 (Michigan Regional Information Center (MichRIC))

3 beds2 baths1,654 sqftBuilt 19500.29 acres

Listing Description

Great 3 Bedroom 2 Bath Ranch Home with numerous updates. Located on a quiet dead end street close to Saginaw Valley River Trail Home features Hardwood floors, New Garden Tub with Custom Tile, New Stainless Steel Appliances, Central Air, main Floor Laundry, New Stainmaster Carpet, 2 Decks and Paved Blacktop Driveway.

Source: SparkMLS

About this home

3-bedroom, 2-bath, 1,654 sq ft home in St Charles Village in St. Charles built in 1950.

Closed at $75,000 (about $45/sq ft).

Property tax estimate: $2,077 per year ($173/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,654 sqft

Lot Size0.29 acres

Year Built1950

Stories1

Location

CitySt. Charles

MunicipalitySt Charles Vlg

Zip Code48655

CountySaginaw

School DistrictSt. Charles Community Schools

Construction & Systems

StyleRanch

ConstructionVinyl Siding

BasementCrawl Space

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected

InteriorCeiling Fan(s), Eat-in Kitchen

Sale & Financing

Listed2/11/2019

Sold Date3/27/2019

Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional

Source: SparkMLS

Tax Information

Annual Tax$2,077

Tax Year2018

Assessed Value$30,630

Parcel #24103051114000

Source: SparkMLS

Legal Description

Per title

Property Records

FEMA Flood Zone: Zone AE — 100-year floodplain

Flood insurance required for federally backed mortgages

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by William Coats

Berkshire Hathaway HomeServices Michigan Real Estate

Frequently Asked Questions about 1120 N Main Street, St. Charles, MI 48655

What school district is 1120 N Main Street, St. Charles, MI 48655 in?

Per MLS# 19005137, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 19005137, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 19005137, the most recent reported annual property tax for 1120 N Main Street, St. Charles, MI 48655 is $2,077 (2018). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 1120 N Main Street, St. Charles, MI 48655 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 1120 N Main Street, St. Charles, MI 48655 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 1120 N Main Street, St. Charles, MI 48655?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1120 N Main Street, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the St Charles Vlg police department or the Saginaw County sheriff's office.

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$486

Principal & interest$486

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableLicensed Fixed WirelessGSO SatelliteSatellite

7 providers at this address

SpectrumCable

1 Gbps

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

T-MobileLicensed Fixed Wireless

100 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Consumers Energy Company

Investor-Owned

800-477-5050 Web

MI Public Service Commission service territory boundaries.

Property

1120 N Main Street, St. Charles, MI 48655

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Municipality

St Charles Village

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Listing Description

Source: SparkMLS

About this home

3-bedroom, 2-bath, 1,654 sq ft home in St Charles Village in St. Charles built in 1950.

Closed at $75,000 (about $45/sq ft).

Property tax estimate: $2,077 per year ($173/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,654 sqft

Lot Size0.29 acres

Year Built1950

Stories1

Location

CitySt. Charles

MunicipalitySt Charles Vlg

Zip Code48655

CountySaginaw

School DistrictSt. Charles Community Schools

Construction & Systems

StyleRanch

ConstructionVinyl Siding

BasementCrawl Space

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected

InteriorCeiling Fan(s), Eat-in Kitchen

Sale & Financing

Listed2/11/2019

Sold Date3/27/2019

Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional

Source: SparkMLS

Frequently Asked Questions about 1120 N Main Street, St. Charles, MI 48655

What school district is 1120 N Main Street, St. Charles, MI 48655 in?

Per MLS# 19005137, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

How much are property taxes for this home?

MI Property Tax Estimator

Is 1120 N Main Street, St. Charles, MI 48655 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 1120 N Main Street, St. Charles, MI 48655?

FCC Broadband Map

Who are the utility providers for this property?

Consumers Energy Company Consumers Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the St Charles Vlg police department or the Saginaw County sheriff's office.