Sold
11235 Spencer Road, Saginaw, MI 48609
Sold on 10/11/2024 for$315,000
MLS # 50147384 (MiRealSource)
3 beds2 baths1,700 sqftBuilt 19791.71 acres
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Listing Description
Motivated Sellers! If you're looking for a beautiful home with Up North vibes, plenty of privacy and family entertainment... this home is for YOU! This meticulous beauty, nestled on over 1.7 acres, boasts an updated kitchen, living room with bowed window, and hardwood floors throughout the main level. Three bedrooms & updated full bath with heated floors are found on the 2nd floor. And the walkout lower level is where the fun really begins, with a large family room, custom fireplace (insert can heat entire home) and festive wet bar with kegerator. The crawl space has a B-Dry system & sump pump with back up. The French doors lead to a brick paver patio, hot tub & above ground pool with deck. The quaint walkway through the trees & lush landscaping leads you to an amazing 56x32 insulated pole barn with loft, 150 amp service, 50 amp exterior RV outlet, two 12-foot doors & water supply. Other bonus features include heated 2-car garage, new gutter guards on the barn & home, newer pool liner & pump, new carpeting, updated windows throughout and city water. Call for your private tour today... you may become the lucky new owner!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,700 sq ft home in Swan Creek Township in Saginaw built in 1979.
This home sold for $315,000 (about $185/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,700 sqft
Lot Size1.71 acres
Year Built1979
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed7/2/2024
Sold Date10/10/2024
Original Price$334,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Holly Reinke
Berkshire Hathaway HomeServices
Frequently Asked Questions about 11235 Spencer Road, Saginaw, MI 48609
What school district is 11235 Spencer Road, Saginaw, MI 48609 in?
Per MLS# 50147384, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 11235 Spencer Road, Saginaw, MI 48609?
Per MLS# 50147384, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 11235 Spencer Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11235 Spencer Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 11235 Spencer Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 11235 Spencer Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11235 Spencer Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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