Sold
1135 18th Street, Otsego, MI 49078
Sold on 05/15/2026 for$355,000
MLS # 26012203 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,245 sqftBuilt 188010 acres
1 / 37
Listing Description
10 ACRES IN OTSEGO SCHOOLS. This farmhouse feels like the kind of place where you can breathe a little deeper and settle into real country living. The kitchen has a pantry and eating area, plus a new slider that opens to a deck with a peaceful view of the property. The new countertop and sink give the space a fresh start, and an appliance allowance can be added if needed. The formal dining area flows into the living room, making it easy to gather with family and friends. The main floor has two comfortable bedrooms, a full bath, and a handy laundry area. Upstairs, a spacious family room leads to an upper porch where you can enjoy quiet mornings with a cup of coffee. This room has plenty of flexibility and could become another bedroom with a closet added. A second full bath and a
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 2-bath, 2,245 sq ft, with original construction dating to 1880.
Final sale price: $355,000 (about $158/sq ft).
Estimated annual property tax: $2,636, or about $220 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,245 sqft
Lot Size10 acres
Year Built1880
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementFull, Michigan Basement
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available
InteriorCeiling Fan(s), Broadband, LP Tank Rented, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/26/2026
Sold Date5/14/2026
Original Price$385,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,636
Tax Year2025
Assessed Value$61,178
Parcel #1-003-005-01
Source: SparkMLS
Legal Description
TBD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise M Atwood
Five Star Real Estate
Frequently Asked Questions about 1135 18th Street, Otsego, MI 49078
Which school district serves 1135 18th Street, Otsego, MI 49078?
Per MLS# 26012203, 1135 18th Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26012203, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1135 18th Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,636 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1135 18th Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1135 18th Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1135 18th Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1135 18th Street, Otsego, MI 49078
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Municipality
Otsego Township
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