Sold
11372 Lake Circle Drive, Saginaw, MI 48609
Sold on 04/09/2026 for$1,070,000
MLS # 50186139 (MiRealSource)
4 beds5 bathsBuilt 19920.52 acres
1 / 98
Listing Description
Discover unparalleled elegance in this grand lake front residence offering over 6,800 total square feet of living space with four en suite bedrooms and seven baths. The home was COMPLETELY REDESIGNED AND REBUILT IN 2007, with a 4000 sq ft. NEW STRUCTURE, electricity, plumbing and heating. There is a bedroom located on the first floor for ease and convenience, perfect for guests or family, the primary bedroom is located on the second floor and includes a sitting area, fireplace and wet bar; and is also adjacent to the library/den. Bedroom three and four, also located on the second floor, have gorgeous views of the lake and an additional second home office. Soaring 18' ceilings and floor to ceiling windows are just a few of the high end features. Others include, Schonbek crystal chandeliers, custom cabinetry, marble and fine wood flooring, custom bathroom fixtures, smart home technology, whole house generator, an Olympic size inground pool with automatic cover, outdoor kitchen, an 11x11 pergola and 5,616 sq ft of stamped concrete patio. The lower level offers an exercise room, theatre area, dance floor and game room. This is truly a home that will surpass any of your expectations and can provide you the lifestyle you have always wanted. Meticulously maintained and updated.
Source: SparkMLS
About this home
4-bedroom, 5-bath home in Thomas Township in Saginaw built in 1992.
This home sold for $1,070,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Lot Size0.52 acres
Year Built1992
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionBrick
Garage3 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed8/19/2025
Sold Date4/8/2026
Original Price$1,400,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jan Hauck
Century 21 Signature Realty
Frequently Asked Questions about 11372 Lake Circle Drive, Saginaw, MI 48609
What school district is 11372 Lake Circle Drive, Saginaw, MI 48609 in?
Per MLS# 50186139, this property is served by Hemlock. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50186139, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 11372 Lake Circle Drive, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11372 Lake Circle Drive, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 11372 Lake Circle Drive, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 11372 Lake Circle Drive, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$7,459
Principal & interest$7,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11372 Lake Circle Drive, Saginaw, MI 48609
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Municipality
Thomas Township
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