Sold
1139 W Walnut Street, Saint Charles, MI 48655
Sold on 12/09/2025 for$262,500
MLS # 50192320 (MiRealSource)
3 beds2 baths1,504 sqftBuilt 19914.55 acres
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Listing Description
WONDERFUL ON WALNUT! Built in 1991 this 1504 sqft ranch style home blends the best of so many worlds. The conveniences of city water, city sewer and natural gas. The solitude of your own 4.55 acres. The ease of living in a one story ranch home. Located just 3 minutes from "downtown" and 14 minutes from Hemlock you'll have access to all you want and need but still have a private oasis in your backyard complete with pond and native prairie area that many pollinators call home. Inside you'll find 3 bedrooms and 2 full bathrooms with one of those bathrooms en-suite to the primary bedroom. Hardwood floors accent the kitchen and beautiful 4 season sun room that is a visual gateway to the property "out back". The garage is generously sized and has an abundance of storage. This unique property is a must see, call today for your private showing!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,504 sq ft home built in 1991 sits in St Charles Village in Saint Charles.
This home sold for $262,500 (about $175/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,504 sqft
Lot Size4.55 acres
Year Built1991
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed10/22/2025
Sold Date12/8/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matt Smith
Modern Realty
Frequently Asked Questions about 1139 W Walnut Street, Saint Charles, MI 48655
Which school district serves 1139 W Walnut Street, Saint Charles, MI 48655?
Per MLS# 50192320, 1139 W Walnut Street, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50192320, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1139 W Walnut Street, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1139 W Walnut Street, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1139 W Walnut Street, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1139 W Walnut Street, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,745
Principal & interest$1,745
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1139 W Walnut Street, Saint Charles, MI 48655
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Municipality
St Charles Village
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