Sold
1140 W Walnut Street, Saint Charles, MI 48655
Sold on 02/24/2025 for$302,000
MLS # 50157414 (MiRealSource)
4 beds2 baths2,337 sqftBuilt 19990.48 acres
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Listing Description
Experience the charm of “Up North” living in this stunning 2,337 sq. ft. colonial home, built in 1999, nestled on a serene half-acre wooded lot. Located in a peaceful neighborhood only 1/2 mile from the schools, you’ll enjoy the natural beauty and wildlife right in your own backyard. This spacious two-story home offers four bedrooms and two-and-a-half baths, providing ample room for comfortable living and entertaining. The main level features a large living room, seamlessly connected to an open kitchen with a dining area and built-in desk. Relax by the cozy gas fireplace, framed by custom built-in cabinets and a shiplap accent wall. You’ll also find a versatile den/study, perfect for a home office or an additional entertainment space. Upstairs, the large primary bedroom offers a generous walk-in closet and an en-suite bathroom complete with a jacuzzi tub, stand-up shower, vanity, and a private toilet. A large, unfinished bonus room off the primary walk-in closet provides abundant storage space. For added peace of mind, the home is equipped with a security alarm system. Heating and cooling costs are low due to thicker insulation in the attic. Recent updates include a new roof in Fall 2022 with gutter guards installed and a newer large capacity water heater in 2017. Call today to schedule your showing!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,337 sq ft home in St Charles Village in Saint Charles built in 1999.
This home sold for $302,000 (about $129/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,337 sqft
Lot Size0.48 acres
Year Built1999
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed10/5/2024
Sold Date2/23/2025
Original Price$319,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Williams
Real Estate One Great Lakes Bay
Frequently Asked Questions about 1140 W Walnut Street, Saint Charles, MI 48655
What school district is 1140 W Walnut Street, Saint Charles, MI 48655 in?
Per MLS# 50157414, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50157414, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 1140 W Walnut Street, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1140 W Walnut Street, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1140 W Walnut Street, Saint Charles, MI 48655?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1140 W Walnut Street, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,010
Principal & interest$2,010
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Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1140 W Walnut Street, Saint Charles, MI 48655
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Municipality
St Charles Village
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