Sold
11420 Lakefield Road, Saint Charles, MI 48655
Sold on 07/18/2025 for$220,000
MLS # 50175132 (MiRealSource)
3 beds2 baths1,480 sqftBuilt 19621.62 acres
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Listing Description
Welcome to 11420 Lakefield Rd in St. Charles! This 3-bedroom, 2-bathroom home sits on 1.66 acres and is conveniently located just minutes from Saginaw, Hemlock, and Chesaning. Enjoy the expansive yard that backs up to Marsh Creek—perfect for outdoor activities and enjoying nature. The property features both an attached and detached garage, offering ample space for vehicles, storage, or a workshop. Inside, you’ll find a cozy gas fireplace, bonus rooms for added flexibility, and all appliances included. Updates include a newer boiler and a mini split system providing air conditioning and backup heat. With city water and city sewer, this home combines country living with modern conveniences. Don’t miss out on this move-in-ready gem!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,480 sq ft home in Swan Creek Township in Saint Charles built in 1962.
Final sale price: $220,000 (about $149/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,480 sqft
Lot Size1.62 acres
Year Built1962
Location
CitySaint Charles
MunicipalitySwan Creek Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionBrick
Garage2 spaces
SewerPublic
Sale & Financing
Listed5/16/2025
Sold Date7/17/2025
Original Price$224,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott Clay
Mid-Mitten Realty
Frequently Asked Questions about 11420 Lakefield Road, Saint Charles, MI 48655
Which school district serves 11420 Lakefield Road, Saint Charles, MI 48655?
Per MLS# 50175132, 11420 Lakefield Road, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What financing options are available for 11420 Lakefield Road, Saint Charles, MI 48655?
Per MLS# 50175132, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11420 Lakefield Road, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11420 Lakefield Road, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 11420 Lakefield Road, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 11420 Lakefield Road, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11420 Lakefield Road, Saint Charles, MI 48655
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Municipality
Swan Creek Township
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