For Sale
115 E Emerson Street, Ithaca, MI 48847
$197,000
MLS # 26026625 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,511 sqftBuilt 19300.38 acres
1 / 69
Listing Description
Spacious and beautifully maintained 4-bedroom plus den offering over 2,500 sq.ft. of comfortable living space in-town location close to downtown.This versatile floor plan can easily accommodate a 5th bedroom,office or guest space. The home features a large livingroom and a stunning new kitchen designed for both everyday living and entertaining.Enjoy the added bonus of three covered /enclosed rooms perfect for relaxing,hobbies,or extra seasonal living space. Additional highlights include 2 !/2 bathrooms,attached garage,abundant storage throughout,and beautiful landscaping that adds curb appeal and charm. The extra city lot provides additional outdoor space,gardening opportunities,or future possibilities. a rare combination of space,flexibility,and LOCATION-this home is ready and perfect for growing families or anyone looking for extra room in their future home.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,511 sq ft home in Ithaca in Ithaca built in 1930.
Currently offered at $197,000 (about $78/sq ft).
Estimated annual property tax: $2,716, or about $226 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,511 sqft
Lot Size0.38 acres
Year Built1930
Stories2
Location
CityIthaca
MunicipalityIthaca
Zip Code48847
CountyGratiot
School DistrictIthaca
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage1.5 spaces
HeatingBaseboard
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,716
Tax Year2025
Assessed Value$64,843
Parcel #52-010-052-00
Source: SparkMLS
Legal Description
WD L 476 P 921 ORIGINAL PLAT LOT 6 BLOCK 3.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Munro
CMS Realty LLC
Frequently Asked Questions about 115 E Emerson Street, Ithaca, MI 48847
What school district is 115 E Emerson Street, Ithaca, MI 48847 in?
Per MLS# 26026625, this property is served by Ithaca. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 115 E Emerson Street, Ithaca, MI 48847?
Per MLS# 26026625, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026625, the most recent reported annual property tax for 115 E Emerson Street, Ithaca, MI 48847 is $2,716 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 115 E Emerson Street, Ithaca, MI 48847 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 115 E Emerson Street, Ithaca, MI 48847 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ithaca police department or the Gratiot County sheriff's office.
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Monthly payment$1,278
Principal & interest$1,278
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
115 E Emerson Street, Ithaca, MI 48847
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Municipality
Ithaca
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