For Sale
116 12th Street, Prudenville, MI 48651
$314,900
MLS # 201841223
4 beds2 bathsBuilt 1940
1 / 59
Listing Description
Welcome to this charming Houghton Lake cottage, just steps from the hidden gem of Johnson Beach! Nestled among beautiful high-end homes and conveniently located near shopping, dining, and everything Houghton Lake has to offer, this property offers the perfect blend of character, comfort, and convenience. Situated on a spacious lot and within walking distance of the lake, this picturesque home has the storybook feel of a Thomas Kinkade painting. Over the past few years, the home has seen numerous updates, including professionally trimmed and removed trees, fresh landscaping with paver borders, a new garage door opener and garage entry door, rebuilt deck steps and handrails, and a freshly stained deck., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1940 sits in Prudenville.
Asking $314,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Year Built1940
Location
CityPrudenville
MunicipalityDenton Twp
Zip Code48651
CountyRoscommon
Sale & Financing
Listed7/5/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin Nagel
CB Schmidt Houghton Lake
Frequently Asked Questions about 116 12th Street, Prudenville, MI 48651
Is 116 12th Street, Prudenville, MI 48651 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 116 12th Street, Prudenville, MI 48651 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Denton Twp police department or the Roscommon County sheriff's office.
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Monthly payment$2,042
Principal & interest$2,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
116 12th Street, Prudenville, MI 48651
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