For Sale
116 E Main Street, Otisville, MI 48463
$374,500
MLS # 20261028391 (Realcomp)
5 beds2 baths2,800 sqftBuilt 18700.41 acres
1 / 63
Listing Description
Price Improvement! Location Location Location 5+ Acres Total, Including Private Lake Acreage. Step back in time with this charming 5-bedroom, 1.5-bath Vintage Victorian full of character, warmth, and timeless detail! From the inviting front entry with a beautiful curved staircase to the spacious living room, this home showcases classic charm with tall ceilings, rich wood flooring, detailed trim, and plenty of natural light throughout. The kitchen offers a unique blend of vintage appeal and function with wood accents, island workspace, and an open feel to the dining area. Enjoy the bright enclosed porch/sunroom overlooking the yard, perfect for relaxing, entertaining, or morning coffee. Outside you’ll find a rare setting with views and access near the water, a nice yard, and a garage with great storage/workshop potential. Loaded with charm, space, and history—this one is a must see!
Source: SparkMLS
About this home
Located in Forest Township in Otisville, this property offers 5-bedroom, 2-bath, 2,800 sq ft, with original construction dating to 1870.
Listed at $374,500 (about $134/sq ft).
Property tax estimate: $3,442 per year ($287/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,800 sqft
Lot Size0.41 acres
Year Built1870
Stories2
Location
CityOtisville
MunicipalityForest Twp
Zip Code48463
CountyGenesee
School DistrictLakeville
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/23/2026
Original Price$399,500
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,442
Parcel #0921579004
Source: SparkMLS
Legal Description
LOT 5 EXCEPT E 60 FT MAP OF EASLOT 5 EXCEPT E 60 FT MAP OF EAST OTISVILLET OTISVILLE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy L Loomis
Five Star Real Estate Davison
Frequently Asked Questions about 116 E Main Street, Otisville, MI 48463
What school district is 116 E Main Street, Otisville, MI 48463 in?
Per MLS# 20261028391, this property is served by Lakeville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261028391, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261028391, the most recent reported annual property tax for 116 E Main Street, Otisville, MI 48463 is $3,442. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 116 E Main Street, Otisville, MI 48463 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 116 E Main Street, Otisville, MI 48463 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Forest Twp police department or the Genesee County sheriff's office.
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Monthly payment$2,429
Principal & interest$2,429
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
116 E Main Street, Otisville, MI 48463
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Municipality
Forest Township
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