For Sale
11640 Cedar Court, Jerome, MI 49249
$495,000
MLS # 26020180 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,707 sqftBuilt 19640.56 acres
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Listing Description
Rarely does a property of this caliber come to market on Private Lake Leann. Welcome to 11640 Cedar Ct, where an expansive, sweeping ranch-style home sits prominently on a double lakefront lot, offering an impressive 214 feet of prime frontage. Tucked away at the end of a quiet cul-de-sac on a private peninsula, this property offers a level of seclusion and exclusivity that is truly unmatched. Directly across from the pristine, well-maintained HOA park and its vast, roped-off sandy beach, you gain the feeling of being on a coastal getaway right here in Southern Michigan. The rarity of having such an extensive, level lakefront footprint on a private lake makes this not just a home, but a significant, legacy-grade investment for your family. Step inside to discover a thoughtfully designed, open floor plan that embraces easy lake living. With three spacious bedrooms plus an additional non-conforming room, the home is perfectly equipped to accommodate multiple families, hosting guests,
Source: SparkMLS
About this home
Located in Jerome, this property offers 4-bedroom, 1-bath, 1,707 sq ft, with original construction dating to 1964.
Asking $495,000 (about $290/sq ft).
Annual property taxes run approximately $4,188 ($349/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,707 sqft
Lot Size0.56 acres
Year Built1964
Stories1
Location
CityJerome
MunicipalitySomerset Twp
Zip Code49249
CountyHillsdale
School DistrictHanover-Horton
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/5/2026
Original Price$535,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$400 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,188
Tax Year2025
Assessed Value$77,049
Parcel #04-140-001-013
Source: SparkMLS
Legal Description
LOT 156 LAKE LE ANN - GREENBRIAR PLAT TWO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by BRETT MILES
Century 21 Affiliated - Jackson
Frequently Asked Questions about 11640 Cedar Court, Jerome, MI 49249
Which school district serves 11640 Cedar Court, Jerome, MI 49249?
Per MLS# 26020180, 11640 Cedar Court, Jerome, MI 49249 is in the Hanover-Horton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hanover-Horton directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26020180, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11640 Cedar Court, Jerome, MI 49249?
Per public tax records, annual property taxes for this property are $4,188 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11640 Cedar Court, Jerome, MI 49249 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11640 Cedar Court, Jerome, MI 49249 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11640 Cedar Court, Jerome, MI 49249?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Somerset Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,244
Principal & interest$3,211
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11640 Cedar Court, Jerome, MI 49249
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County
Jackson County
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