For Sale
11640 W Monroe Road, Riverdale, MI 48877
$140,000
MLS # 26008520 (Michigan Regional Information Center (MichRIC))
0 beds0 sqftBuilt 19803.5 acres
1 / 14
Listing Description
Discover the perfect blend of rural tranquility and modern readiness on this beautiful 3.5-acre parcel. Located just outside Alma, MI, with prime frontage on M-46, this property is uniquely prepared for its next chapter--whether you're dreaming of a custom family estate or a high-visibility business location. Save months of time and tens of thousands in development costs. This isn't just raw land; it is a ''turn-key'' build site: A finished concrete house slab is already in place and wired for electricity. Features a private well for the residence and a dedicated second well specifically to maintain the scenic on-site pond. A spacious, fully powered 40x40 3-car garage offers immediate storage or a functional workshop. Full septic system is already on-site and ready for hookup. Situated on the high-visibility M-46 corridor, this property offers the best of both worlds.
Source: SparkMLS
About this home
Currently offered at $140,000.
Property tax estimate: $1,379 per year ($115/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms0
Lot Size3.5 acres
Year Built1980
Stories0
Location
CityRiverdale
MunicipalitySeville Twp
Zip Code48877
CountyGratiot
School DistrictAlma
Construction & Systems
StyleOther
ConstructionOther
BasementSlab
Garage3 spaces
HeatingNone
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected, Extra Well
Sale & Financing
Listed3/5/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,379
Tax Year2003
Assessed Value$11,059
Parcel #13-019-011-37
Source: SparkMLS
Legal Description
COM 627.57 FT W OF S 1/4 COR OF SEC, TH W 227 FT, N 676.01 FT, E 227 FT, S 675.80 FT TO POB, SEC 19-12-4. 3.50 A M/L. SEVILLE TWP., GRATIOT COUNTY. SPLIT FOR 2001 FROM 019-011-30 & 011-035
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angelia Foster
Five Star Real Estate Fremont
Frequently Asked Questions about 11640 W Monroe Road, Riverdale, MI 48877
Which school district serves 11640 W Monroe Road, Riverdale, MI 48877?
Per MLS# 26008520, 11640 W Monroe Road, Riverdale, MI 48877 is in the Alma boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alma directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26008520, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11640 W Monroe Road, Riverdale, MI 48877?
Per public tax records, annual property taxes for this property are $1,379 (2003). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11640 W Monroe Road, Riverdale, MI 48877 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11640 W Monroe Road, Riverdale, MI 48877 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11640 W Monroe Road, Riverdale, MI 48877?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Seville Twp police department or the Gratiot County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$908
Principal & interest$908
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11640 W Monroe Road, Riverdale, MI 48877
View full property history →
Get email alerts for new listings near 11640 W Monroe Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.