Sold
117 N Maple, Bannister, MI 48807
Sold on 04/29/2026 for$191,000
MLS # 26011718 (Michigan Regional Information Center (MichRIC))
5 beds2 baths1,827 sqftBuilt 19000.66 acres
1 / 40
Listing Description
Freshly updated and ready for its new owners, this 1,827 square foot home is located in the quiet town of Bannister, just twenty minutes northeast of St. Johns near Ovid-Elsie. The interior features five bedrooms and two full bathrooms, including a first-floor laundry room for added convenience. The layout is designed for both daily living and entertaining, offering a formal dining room, a spacious living room, and a versatile four-seasons room. The property sits on a large 0.66-acre lot and includes a two-car detached garage. Notable exterior and mechanical updates include a newer roof, vinyl windows, and updated mechanical systems. For comfort and efficiency, the home is equipped with central air and forced air natural gas heating. All
Source: SparkMLS
About this home
Located in Bannister, this property offers 5-bedroom, 2-bath, 1,827 sq ft, with original construction dating to 1900.
Final sale price: $191,000 (about $105/sq ft).
Annual property taxes run approximately $2,055 ($171/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,827 sqft
Lot Size0.66 acres
Year Built1900
Stories2
Location
CityBannister
MunicipalityElba Twp
Zip Code48807
CountyGratiot
School DistrictOvid-Elsie
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed3/24/2026
Sold Date4/28/2026
Terms AcceptedOther, Cash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,055
Tax Year2003
Assessed Value$44,280
Parcel #03-300-019-00
Source: SparkMLS
Legal Description
VILLAGE OF BANNISTER LOTS 2 & 3 EX N 1/2 OF VACATED ALLEY IMMEDIATELY S OF LOTS 2 & 3, BLOCK 6. ELBA TWP., GRATIOT COUNTY.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steven Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 117 N Maple, Bannister, MI 48807
What school district is 117 N Maple, Bannister, MI 48807 in?
Per MLS# 26011718, this property is served by Ovid-Elsie. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 117 N Maple, Bannister, MI 48807?
Per MLS# 26011718, the seller has indicated this property accepts the following financing types: Other, Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011718, the most recent reported annual property tax for 117 N Maple, Bannister, MI 48807 is $2,055 (2003). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 117 N Maple, Bannister, MI 48807 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 117 N Maple, Bannister, MI 48807 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Gratiot County sheriff's office.
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Monthly payment$1,103
Principal & interest$1,103
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
117 N Maple, Bannister, MI 48807
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