Sold
117 N Platt Street, Otsego, MI 49078
Sold on 05/05/2026 for$210,000
MLS # 26011217 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,478 sqftBuilt 18800.21 acres
1 / 20
Listing Description
Welcome to this charming three bedroom, one bath home ideally located within walking distance of downtown Otsego and its many amenities. The remodeled kitchen features updated cabinetry, countertops and flooring creating a fresh and functional space for everyday living. Just off the kitchen you'll find a dining area with new vinyl flooring as well as a convenient mudroom with main floor laundry. The home offers a flexible layout including a spacious main floor bedroom and two additional bedrooms upstairs. The bright and inviting living room showcases a large picture window and a front door that opens to the covered porch, perfect for relaxing or entertaining. With close proximity to schools, downtown and easy access to US-131 Expressway this home combines comfort, convenience and location.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 1-bath, 1,478 sq ft, with original construction dating to 1880.
This home sold for $210,000 (about $142/sq ft).
Annual property taxes run approximately $1,955 ($163/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,478 sqft
Lot Size0.21 acres
Year Built1880
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementOther
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed3/22/2026
Sold Date5/4/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$350
Source: SparkMLS
Tax Information
Annual Tax$1,955
Tax Year2025
Assessed Value$43,603
Parcel #035410301000
Source: SparkMLS
Legal Description
All of Lot 10 & 6 Ft off the E Side of Lot 9 Ex 80 Ft off the N End of Above Des Property, Also the S 3 Rds of Lot 9 Ex the E 6 Ft all in Blk 3 O. P. Sec's 22 & 23
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gary Sausaman
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 117 N Platt Street, Otsego, MI 49078
Which school district serves 117 N Platt Street, Otsego, MI 49078?
Per MLS# 26011217, 117 N Platt Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26011217, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 117 N Platt Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $1,955 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 117 N Platt Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 117 N Platt Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 117 N Platt Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,284
Principal & interest$1,284
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
117 N Platt Street, Otsego, MI 49078
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Municipality
Otsego Township
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