For Sale
11890 Swan Creek Road, Saginaw, MI 48609
$489,900
MLS # 50197200 (MiRealSource)
3 beds2 bathsBuilt 19729.2 acres
1 / 28
Listing Description
Beautifully updated home in Swan Creek Township! With over 2000 square feet, this property includes 3 bedrooms, 2 1/2 bathrooms, a living room with large windows, a formal dining room, family room with fireplace and access to the spacious yard, first floor laundry, and a kitchen with stainless steel appliances. The primary bedroom boasts an attached bathroom as well as 2 closets. Below is a full partially finished basement with plenty of space for a rec room, play room, etc. as well as plenty of space for storage. This home sits on over 9 acres and features both a barn and a pole barn! The 80' x 40' barn has tons of storage space. The 66' x 40' pole barn is a great workshop setup with its own driveway, bathroom, and finished second story. Call for your private showing today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1972 sits in Swan Creek Township in Saginaw.
Currently offered at $489,900.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size9.2 acres
Year Built1972
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/8/2026
Original Price$499,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark Greskowiak
Century 21 Signature Realty
Frequently Asked Questions about 11890 Swan Creek Road, Saginaw, MI 48609
Which school district serves 11890 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50197200, 11890 Swan Creek Road, Saginaw, MI 48609 is in the Hemlock boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hemlock directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50197200, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11890 Swan Creek Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11890 Swan Creek Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 11890 Swan Creek Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 11890 Swan Creek Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$3,177
Principal & interest$3,177
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
LakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11890 Swan Creek Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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