Sold
11905 E Spencer Road, Sumner, MI 48889
Sold on 12/03/2025 for$200,000
MLS # 25051788 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,492 sqftBuilt 20012.2 acres
1 / 33
Listing Description
Escape to your own slice of tranquility in this beautifully maintained 3-bedroom tri-level home. Set on a private, wooded lot, this property offers a unique connection with nature and local wildlife that can be enjoyed from every window. Imagine sipping your morning coffee on the deck while watching deer graze in the backyard. The home's comfortable layout provides distinct living spaces for both relaxing and entertaining. Plenty of storage area in the 20 x 22 cement crawl space. Call today for a private show!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,492 sq ft home built in 2001 sits in Sumner.
This home sold for $200,000 (about $134/sq ft).
Annual property taxes run approximately $1,203 ($100/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 280 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,492 sqft
Lot Size2.2 acres
Year Built2001
Stories3
Location
CitySumner
MunicipalityCrystal Twp
Zip Code48889
CountyMontcalm
School DistrictCarson City-Crystal Area Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, Phone Connected, Cable Connected
InteriorCeiling Fan(s), LP Tank Owned, Eat-in Kitchen
Sale & Financing
Listed10/7/2025
Sold Date12/2/2025
Terms AcceptedCash, FHA, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,203
Tax Year2025
State Equalized Value$84,000
Taxable Value$45,815
Assessed Value$45,815
Homestead (PRE)100%
Parcel #005-001-003-21
Source: Public Records
Legal Description
''SURVEY PARCEL 7 PART OF E 1/4 OF S 1/2 OF NE 1/4 BEG N 0 DEG 20'30'''' E '' ''329.88 FT FROM SW COR THEREOF, TH N 0 DEG 19'49'''' E 330 FT, N 89 DEG 58'29'''' E '' ''263.34 FT, S 0 DEG 20'30'''' W 330 FT, S 89 DEG 58'29'''' W 263.27 FT TO POB. SEC 1, '' T10N R5W. 2.0 AC. SPLIT ON 12/31/1999 FROM 005-001-003-20;
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacey Peterman
Ensley Real Estate
Frequently Asked Questions about 11905 E Spencer Road, Sumner, MI 48889
What school district is 11905 E Spencer Road, Sumner, MI 48889 in?
Per MLS# 25051788, this property is served by Carson City-Crystal Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25051788, the seller has indicated this property accepts the following financing types: Cash, FHA, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25051788, the most recent reported annual property tax for 11905 E Spencer Road, Sumner, MI 48889 is $1,203 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11905 E Spencer Road, Sumner, MI 48889 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 11905 E Spencer Road, Sumner, MI 48889?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 11905 E Spencer Road, Sumner, MI 48889. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Crystal Twp police department or the Montcalm County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteDSLLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
10 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11905 E Spencer Road, Sumner, MI 48889
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