Sold
1197 S Bay Drive, Tawas City, MI 48763
Sold on 04/08/2026 for$295,000
MLS # 1942895 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19730.37 acres
1 / 35
Listing Description
Spacious 1,632 square foot two bedroom one bath home on Tawas Bay. This may be the property you have been waiting for to make your own. It has been well maintained over the years however it is time for updating! The lot offer's 50' of frontage on Tawas Bay/Lake Huron. There is a small bluff that is protected by a limestone front which leads to a nice sandy beach. With current water levels you are able to walk the beach for some distance. There is a three season 11'x15' enclosed porch that could be used as an additional sleeping area in the warmer months! The 26'x24' garage offers space for your "Up North" toys! Whether you like to bike, hike, golf, fish or hunt, the Tawas area has it all!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Tawas City built in 1973.
Closed at $295,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.37 acres
Year Built1973
Stories1
Location
CityTawas City
Zip Code48763
CountyIosco
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air, Space Heater
WaterPrivate Water
Sale & Financing
Listed3/10/2026
Sold Date4/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by SCOTT A LINGO
Unknown Office
Frequently Asked Questions about 1197 S Bay Drive, Tawas City, MI 48763
Can I use FHA or VA financing for this property?
Per MLS# 1942895, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1197 S Bay Drive, Tawas City, MI 48763 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1197 S Bay Drive, Tawas City, MI 48763 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1197 S Bay Drive, Tawas City, MI 48763?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,810
Principal & interest$1,810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1197 S Bay Drive, Tawas City, MI 48763
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