For Sale
12 McColl Street, Yale, MI 48097
$270,000
MLS # 20261036317 (Realcomp)
3 beds2 baths2,066 sqftBuilt 19200.69 acres
1 / 29
Listing Description
Welcome to this well-maintained 3 bedroom, 2 bathroom home offering 2,000 square feet of comfortable living space. The open kitchen features granite countertops and a reverse osmosis water filtration system. The finished lower-level bathroom includes a shower, adding convenience and flexibility to the home's layout.The attached 2-car garage (22x24) provides convenient everyday parking and storage, while the impressive detached 24x48 garage and workshop is a dream for hobbyists, contractors, or anyone needing serious workspace. The detached structure includes a functional half bath and comes with an air compressor, offering exceptional versatility for projects, storage, or a home-based business.Step outside to a cement patio ideal for entertaining, all enclosed by a privacy fence within the fully fenced backyard. Situated on a desirable corner lot, the property also features a dedicated RV/camper parking area complete with sewer hookup, accommodating long-term recreational vehicle storage.Major mechanicals have been thoughtfully updated. The roof was replaced in 2020, the HVAC system features a furnace approximately 9 years old and an air conditioner approximately 5 years old, providing a solid foundation for years of comfortable living.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,066 sq ft home built in 1920 sits in Brockway Township in Yale.
Listed at $270,000 (about $131/sq ft).
Annual property taxes run approximately $2,502 ($209/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,066 sqft
Lot Size0.69 acres
Year Built1920
Stories2
Location
CityYale
Zip Code48097
CountySt. Clair
School DistrictYale
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingBaseboard, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/17/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,502
Parcel #74080750003000
Source: SparkMLS
Legal Description
LOTS 5 TO 10 BLK 1 ALTA VISTA ADDITION TO THE CITY OF YALE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Moza
Epique Realty
Frequently Asked Questions about 12 McColl Street, Yale, MI 48097
Which school district serves 12 McColl Street, Yale, MI 48097?
Per MLS# 20261036317, 12 McColl Street, Yale, MI 48097 is in the Yale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Yale directly to confirm enrollment eligibility.
What financing options are available for 12 McColl Street, Yale, MI 48097?
Per MLS# 20261036317, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12 McColl Street, Yale, MI 48097?
Per public tax records, annual property taxes for this property are $2,502. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12 McColl Street, Yale, MI 48097 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12 McColl Street, Yale, MI 48097 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12 McColl Street, Yale, MI 48097?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12 McColl Street, Yale, MI 48097
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Municipality
Brockway Township
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