Sold
120 Elizabeth St C/3, Saugatuck, MI 49453
Sold on 12/05/2025 for$525,000
MLS # 25008434 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,288 sqftBuilt 1986
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Listing Description
This beautifully appointed 2-bedroom, 1.5-bathroom Condo offers 1,288 sq. ft. of comfortable living space in one of Saugatuck's most desirable locations. Perched on the hill in Saugatuck, this turn-key Condo boasts breathtaking views of the Kalamazoo Harbor, creating a serene and picturesque setting. Being sold fully furnished will also help make it an effortless move-in. Inside you will find an updated kitchen with modern finishes, perfect for entertaining. The thoughtfully designed layout includes a spacious master bedroom with a private balcony, perfect for enjoying morning coffee or sunset views. The second-floor laundry, conveniently located between both bedrooms, adds ease to your daily routine. Whether you're looking for a year-round residence or a weekend retreat...
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,288 sq ft home in Saugatuck in Saugatuck built in 1986.
Closed at $525,000 (about $408/sq ft).
Annual property taxes run approximately $6,686 ($557/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,288 sqft
Year Built1986
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
ConstructionWood Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Center Island, Pantry
Sale & Financing
Listed3/6/2025
Sold Date12/4/2025
Original Price$549,900
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$450 / Monthly
IncludesOther, Trash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$6,686
Tax Year2024
Assessed Value$154,980
Parcel #03-57-056-003-00
Source: SparkMLS
Legal Description
UNIT NO 3 BAYVIEW HOMES OF SAUGATUCK SEC 9 T3N R16W (87)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin Putnam
Five Star Real Estate-Douglas
Frequently Asked Questions about 120 Elizabeth St C/3, Saugatuck, MI 49453
What school district is 120 Elizabeth St C/3, Saugatuck, MI 49453 in?
Per MLS# 25008434, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25008434, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25008434, the most recent reported annual property tax for 120 Elizabeth St C/3, Saugatuck, MI 49453 is $6,686 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 120 Elizabeth St C/3, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 120 Elizabeth St C/3, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 120 Elizabeth St C/3, Saugatuck, MI 49453?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 120 Elizabeth St C/3, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,076
Principal & interest$3,626
HOA$450
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
120 Elizabeth St C/3, Saugatuck, MI 49453
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Municipality
Saugatuck
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