120 Kratz Place, Hemlock, MI 48626

Per MLS# 50191943, this property is served by Hemlock Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Per MLS# 50191943, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

Per FEMA's National Flood Hazard Layer, 120 Kratz Place, Hemlock, MI 48626 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.

For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Saginaw County sheriff's office.