Sold
12020 Wise Street, Bear Lake, MI 49614
Sold on 08/22/2025 for$115,000
MLS # 25035947 (Michigan Regional Information Center (MichRIC))
2 beds1 bath720 sqftBuilt 19680.13 acres
1 / 21
Listing Description
Looking to downsize or have a cozy vacation home in the beautiful village of Bear Lake? This might be the one! Just blocks from Bear Lake beach access and Bear Lake School, this 2-bedroom, 1-bath mobile home features a mini split to keep you cool in the summer, a spacious private yard on a corner lot perfect for bonfires, and two single-car garages with electricity hooked up. Half the windows have been replaced and let in great natural light. Both bedrooms have closets, and the home comes fully furnished! Cash or Portfolio Loans Only.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 720 sq ft home built in 1968 sits in Bear Lake Village in Bear Lake.
Closed at $115,000 (about $160/sq ft).
Estimated annual property tax: $976, or about $81 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area720 sqft
Lot Size0.13 acres
Year Built1968
Stories1
Location
CityBear Lake
MunicipalityBear Lake Vlg
Zip Code49614
CountyManistee
School DistrictBear Lake School District
Construction & Systems
StyleOther
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air, Wall Furnace
WaterPublic
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed7/19/2025
Sold Date8/21/2025
Terms AcceptedOther, Cash
Source: SparkMLS
Tax Information
Annual Tax$976
Tax Year2025
State Equalized Value$32,800
Taxable Value$32,800
Assessed Value$17,603
Homestead (PRE)100%
Parcel #32-221-739-03
Source: Public Records
Legal Description
VILLAGE OF BEAR LAKE LOT 12 BLOCK O
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Emily Pomeroy
LIGHTHOUSE REALTY-Manistee
Frequently Asked Questions about 12020 Wise Street, Bear Lake, MI 49614
Which school district serves 12020 Wise Street, Bear Lake, MI 49614?
Per MLS# 25035947, 12020 Wise Street, Bear Lake, MI 49614 is in the Bear Lake School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bear Lake School District directly to confirm enrollment eligibility.
What financing options are available for 12020 Wise Street, Bear Lake, MI 49614?
Per MLS# 25035947, this listing accepts Other, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12020 Wise Street, Bear Lake, MI 49614?
Per public tax records, annual property taxes for this property are $976 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12020 Wise Street, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12020 Wise Street, Bear Lake, MI 49614 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12020 Wise Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12020 Wise Street, Bear Lake, MI 49614?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessFixed WirelessDSL
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsEclipse CommunicationsFixed Wireless
50 MbpsBrightspeedDSL
40 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12020 Wise Street, Bear Lake, MI 49614
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Municipality
Bear Lake Village
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