Sold
12045 Jenks Street NE, Belding, MI 48809
Sold on 12/23/2025 for$425,000
MLS # 25040082 (Michigan Regional Information Center (MichRIC))
3 beds3 baths3,300 sqftBuilt 19885.23 acres
1 / 61
Listing Description
Welcome to your private lakefront retreat! This stunning 3,300 sq ft home offers 3 bedrooms, 3 full bathrooms, and a 4th non-conforming bedroom, all set on a serene wooded lot with 180 feet of frontage on beautiful Chapin Lake. Enjoy breathtaking views from nearly every window and relax in multiple living spaces, including a cozy downstairs rec/family room with a fireplace and pellet stove. The spacious kitchen and dining area flow seamlessly to the outdoors, where you'll find mature trees, abundant wildlife, and an expansive garden space with established fruit plants — raspberries, blueberries, strawberries, and grapes — along with raised beds and a timed watering system, all of which can stay with the property if the buyers wish. A large pole barn provides ample storage for tools, toys, or hobbies, while the tranquil setting with mature trees and abundant wildlife offers peace and privacy. Whether you're kayaking on Chapin Lake, tending your gardens, or simply soaking in
Source: SparkMLS
About this home
3-bedroom, 3-bath, 3,300 sq ft home in Grattan Township in Belding built in 1988.
Closed at $425,000 (about $129/sq ft).
Property tax estimate: $5,212 per year ($434/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 5 providers. Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,300 sqft
Lot Size5.23 acres
Year Built1988
Stories1
Location
CityBelding
MunicipalityGrattan Twp
Zip Code48809
CountyKent
School DistrictBelding Area School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed8/7/2025
Sold Date12/22/2025
Original Price$485,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$5,212
Tax Year2025
Assessed Value$114,928
Parcel #411203101003
Source: Public Records
Legal Description
PART OF GOVT LOT NO.1 COM AT SW COR THEREOF TH N 88D 21M 17S E ALONG S LINE OF SD GOVT LOT 760.0 FT TH N 1D 52M 20S W 306.93 FT TH S 88D 07M 40S W TO W LINE OF SD GOVT LOT TH S TO BEG * SEC 3 T8N R9W 5.33 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura E Ensley
Ensley Real Estate
Frequently Asked Questions about 12045 Jenks Street NE, Belding, MI 48809
What school district is 12045 Jenks Street NE, Belding, MI 48809 in?
Per MLS# 25040082, this property is served by Belding Area School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12045 Jenks Street NE, Belding, MI 48809?
Per MLS# 25040082, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25040082, the most recent reported annual property tax for 12045 Jenks Street NE, Belding, MI 48809 is $5,212 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12045 Jenks Street NE, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12045 Jenks Street NE, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12045 Jenks Street NE, Belding, MI 48809?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12045 Jenks Street NE, Belding, MI 48809. The maximum advertised download speed is 2.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Grattan Twp police department or the Kent County sheriff's office.
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Monthly payment$2,724
Principal & interest$2,724
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
2 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12045 Jenks Street NE, Belding, MI 48809
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Municipality
Grattan Township
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